Saugerities, NY 12477 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Saugerities, NY—12477

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$410,000

1.6% YoY Growth

Household Income

$72,400

20.0% YoY Growth

Days on Market

7.0% Shorter YoY

Home Price Forecast

2.1%

Median Rent

$2,100

0.0% YoY Growth

1-Bed Rent

$1,450

9.6% YoY Growth

2-Bed Rent

$2,400

4.6% YoY Growth

3-Bed Rent

$3,200

5.7% YoY Growth

Home Price Trends — Saugerities, NY

As of May '26, the median home price in Saugerities, NY is $410,000, with a year-over-year change of 1.6%. This indicates that home prices in Saugerities, NY are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$410,000	1.6%
Single Family	$412,000	1.5%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Saugerities, NY

As of July '25, Rentcast reports the average rent in Saugerities, NY is $2,260, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Saugerities, NY is studios: $1,400, 1-bedrooms: $1,600, 2-bedrooms: $2,290, 3-bedrooms: $3,000, 4-bedrooms: $3,800. The most common rental property sizes in Saugerities, NY are 1-bedroom and 2-bedroom, accounting for 45.9% and 33.1% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,100	$2,260
Studio Rent	$1,400	$1,400
1 Bed Rent	$1,450	$1,600
2 Bed Rent	$2,400	$2,290
3 Bed Rent	$3,200	$3,000
4 Bed Rent	$3,800	$3,800

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% of Rental Stock

Studio

4.9%

1 Bedroom

45.9%

2 Bedrooms

33.1%

3 Bedrooms

14.0%

4 Bedrooms

1.6%

5+ Bedrooms

0.5%

Property Listings — Saugerities, NY

As of May '26, Realtor.com reports that the median days on market for a home in Saugerities, NY is 32. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$559,000	-2.0%
Listing Count	101	-11.0%
Listings as % of Homes	0.8%	-11.0%
Days on Market	32	-7.0%

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Demographics — Saugerities, NY

As of the latest ACS Survey released in 2023, Saugerities, NY has a population of 18,800, which has increased by 3.5% over the past 5 years. Saugerities, NY is a moderately popular place for families, as children make up 19.3% of the population. The area has a moderately educated workforce, with 34.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.7% reporting working from home.

Metric	Latest Census	YoY % Change
Population	18,800	3.5%
% Under 18	19.3%	0.5%
% Seniors	20.2%	4.1%
% WFH	12.7%	76.4%
% w/ College Degree	34.2%	23.5%

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As of the latest ACS Survey released in 2023, Saugerities, NY is a predominantly white area, with 82.4% of the population identifying as white. The white population has shrunk by 8.3% in the last 5 years. The second most common race or ethnicity in Saugerities, NY is hispanic, making up 6.5% of the population. Foreign-born residents account for 3.8% of the population in Saugerities, NY, and this percentage has decreased by 25.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	82.4%	-8.3%
% Black	1.4%	7.7%
% Hispanic	6.5%	12.1%
% Asian	0.6%	-14.3%
% Foreign Born	3.8%	-25.5%

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Mortgage and Risk — Saugerities, NY

According to HUD data as of 2023, there were 290 mortgage originations in Saugerities, NY, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Saugerities, NY. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	290
% Conventional Loans	93.0%
% Government Loans	7.0%
% Investor Loans	2.0%
% Second Loans	5.0%
% Cash Out Refinance	18.0%

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Rentals and Section 8 — Saugerities, NY

As of 2024, the percent of homes in Saugerities, NY under the Section 8 program is 16.8%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Saugerities, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD	463
Total Units Section 8	463
% Rentals under Section 8	16.8%
% Occupied Section 8	82.8%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$180	$1,450	$1,270
2 Bedroom	-$730	$2,400	$1,670
3 Bedroom	-$1,090	$3,200	$2,110
4 Bedroom	-$1,510	$3,800	$2,290

Saugerities, NY—12477

Key Metrics at a Glance

Home Price Trends — Saugerities, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Saugerities, NY

% of Rental Stock

Property Listings — Saugerities, NY

Demographics — Saugerities, NY

Race and Ethnicity

Mortgage and Risk — Saugerities, NY

Mortgages

Rentals and Section 8 — Saugerities, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Saugerities, NY

Home Price to Income Ratio

Saugerities, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Mount Marion, NY

Malden

Glasco

Ruby

Lake Katrine, NY

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.8
Median Home Price	$410,000
Median Household Income	$72,400

Saugerities, NY—12477

Key Metrics at a Glance

Home Price Trends — Saugerities, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Saugerities, NY

% of Rental Stock

Property Listings — Saugerities, NY

Demographics — Saugerities, NY

Race and Ethnicity

Mortgage and Risk — Saugerities, NY

Mortgages

Rentals and Section 8 — Saugerities, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Saugerities, NY

Home Price to Income Ratio

Saugerities, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Mount Marion, NY

Malden

Glasco

Ruby

Lake Katrine, NY

Frequently Asked Questions

What is the average home price in Saugerities, NY 12477?

How have home prices in Saugerities, NY 12477 changed over the past year?

What is the home price projection for Saugerities, NY 12477?

What are the demographics of Saugerities, NY 12477?

How long does it take homes to sell in Saugerities, NY 12477?

What is the average rent price in Saugerities, NY 12477?