Saugerities, NY—12477
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saugerities, NY
As of Oct '25, the median home price in Saugerities, NY is $402,000, with a year-over-year change of 2.4%. This indicates that home prices in Saugerities, NY are increasing. According to Zillow, the 1-year price projection is 3.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $402,000 | 2.4% |
| Single Family | $404,000 | 1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $291,000 | 1.4% |
2 Bed | $336,000 | 2.1% |
3 Bed | $408,000 | 2.0% |
4 Bed | $501,000 | 4.4% |
| 5 Bed | $610,000 | 6.1% |
% of Housing Stock
Rental Trends — Saugerities, NY
As of July '25, Rentcast reports the average rent in Saugerities, NY is $2,260, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Saugerities, NY is studios: $1,400, 1-bedrooms: $1,600, 2-bedrooms: $2,290, 3-bedrooms: $3,000, 4-bedrooms: $3,800. The most common rental property sizes in Saugerities, NY are 1-bedroom and 2-bedroom, accounting for 45.9% and 33.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,260 |
| Studio Rent | $1,400 | $1,400 |
| 1 Bed Rent | $1,450 | $1,600 |
| 2 Bed Rent | $2,400 | $2,290 |
| 3 Bed Rent | $3,200 | $3,000 |
| 4 Bed Rent | $3,800 | $3,800 |
% of Rental Stock
Property Listings — Saugerities, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Saugerities, NY is 54. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $550,000 | -8.0% |
Listing Count | 132 | 26.0% |
| Listings as % of Homes | 0.8% | 26.0% |
Days on Market | 54 | 5.0% |
Demographics — Saugerities, NY
As of the latest ACS Survey released in 2023, Saugerities, NY has a population of 18,800, which has increased by 3.5% over the past 5 years. Saugerities, NY is a moderately popular place for families, as children make up 19.3% of the population. The area has a moderately educated workforce, with 34.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,800 | 3.5% |
% Under 18 | 19.3% | 0.5% |
% Seniors | 20.2% | 4.1% |
% WFH | 12.7% | 76.4% |
% w/ College Degree | 34.2% | 23.5% |
As of the latest ACS Survey released in 2023, Saugerities, NY is a predominantly white area, with 82.4% of the population identifying as white. The white population has shrunk by 8.3% in the last 5 years. The second most common race or ethnicity in Saugerities, NY is hispanic, making up 6.5% of the population. Foreign-born residents account for 3.8% of the population in Saugerities, NY, and this percentage has decreased by 25.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.4% | -8.3% |
% Black | 1.4% | 7.7% |
% Hispanic | 6.5% | 12.1% |
% Asian | 0.6% | -14.3% |
% Foreign Born | 3.8% | -25.5% |
Mortgage and Risk — Saugerities, NY
According to HUD data as of 2023, there were 290 mortgage originations in Saugerities, NY, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Saugerities, NY. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 290 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 2.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Saugerities, NY
As of 2024, the percent of homes in Saugerities, NY under the Section 8 program is 16.8%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Saugerities, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 463 |
Total Units Section 8 | 463 |
% Rentals under Section 8 | 16.8% |
% Occupied Section 8 | 82.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$180 | $1,450 | $1,270 |
| 2 Bedroom | -$730 | $2,400 | $1,670 |
| 3 Bedroom | -$1,090 | $3,200 | $2,110 |
| 4 Bedroom | -$1,510 | $3,800 | $2,290 |
Affordability — Saugerities, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.8 |
| Median Home Price | $402,000 |
| Median Household Income | $72,400 |