Stone Ridge, NY—12484
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stone Ridge, NY
As of Oct '25, the median home price in Stone Ridge, NY is $575,000, with a year-over-year change of 2.1%. This indicates that home prices in Stone Ridge, NY are increasing. According to Zillow, the 1-year price projection is 4.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $575,000 | 2.1% |
| Single Family | $575,000 | 1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $454,000 | 0.0% |
3 Bed | $583,000 | 1.0% |
4 Bed | $702,000 | 3.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stone Ridge, NY
As of July '25, Rentcast reports the average rent in Stone Ridge, NY is $3,550, with a year-over-year rent change of 3.2%. Per bedroom, the median rent as of July '25 in Stone Ridge, NY is 3-bedrooms: $3,100, 4-bedrooms: $4,900. The most common rental property sizes in Stone Ridge, NY are 4-bedroom and 1-bedroom, accounting for 44.0% and 43.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $3,550 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,200 | $3,100 |
| 4 Bed Rent | $4,900 | $4,900 |
% of Rental Stock
Property Listings — Stone Ridge, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Stone Ridge, NY is 44. This is a decrease of -22.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $930,000 | -44.0% |
Listing Count | 27 | -18.0% |
| Listings as % of Homes | 1.6% | -18.0% |
Days on Market | 44 | -22.0% |
Demographics — Stone Ridge, NY
As of the latest ACS Survey released in 2023, Stone Ridge, NY has a population of 3,270, which has increased by 22.5% over the past 5 years. Stone Ridge, NY is a moderately popular place for families, as children make up 19.2% of the population. The area has a highly educated workforce, with 62.9% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 43.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,270 | 22.5% |
% Under 18 | 19.2% | 23.9% |
% Seniors | 27.1% | 6.3% |
% WFH | 43.7% | 66.2% |
% w/ College Degree | 62.9% | 35.3% |
As of the latest ACS Survey released in 2023, Stone Ridge, NY is a predominantly white area, with 82.0% of the population identifying as white. The white population has grown by 1.0% in the last 5 years. The second most common race or ethnicity in Stone Ridge, NY is black, making up 7.5% of the population. Foreign-born residents account for 8.8% of the population in Stone Ridge, NY, and this percentage has decreased by 18.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.0% | 1.0% |
% Black | 7.5% | ∞% |
% Hispanic | 4.6% | 84.0% |
% Asian | 2.6% | -73.5% |
% Foreign Born | 8.8% | -18.5% |
Mortgage and Risk — Stone Ridge, NY
According to HUD data as of 2023, there were 47 mortgage originations in Stone Ridge, NY, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Stone Ridge, NY. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 47 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 0.0% |
% Second Loans | 19.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Stone Ridge, NY
Stone Ridge, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 4.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,380 |
| 2 Bedroom | N/A | N/A | $1,800 |
| 3 Bedroom | $120 | $2,200 | $2,320 |
| 4 Bedroom | -$2,310 | $4,900 | $2,590 |
Affordability — Stone Ridge, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $575,000 |
| Median Household Income | $116,000 |