Ulster Park, NY—12487
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ulster Park, NY
As of Oct '25, the median home price in Ulster Park, NY is $428,000, with a year-over-year change of 1.6%. This indicates that home prices in Ulster Park, NY are increasing. According to Zillow, the 1-year price projection is 3.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $428,000 | 1.6% |
| Single Family | $427,000 | 0.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $350,000 | 1.7% |
3 Bed | $440,000 | 0.9% |
4 Bed | $505,000 | 2.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ulster Park, NY
As of July '25, Rentcast reports the average rent in Ulster Park, NY is $2,300, with a year-over-year rent change of 70.4%. Per bedroom, the median rent as of July '25 in Ulster Park, NY is studios: $1,700, 3-bedrooms: $2,500. The most common rental property sizes in Ulster Park, NY are 2-bedroom and 1-bedroom, accounting for 35.0% and 28.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,300 |
| Studio Rent | $1,700 | $1,700 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,500 | $2,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ulster Park, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Ulster Park, NY is 85. This is a increase of 32.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $689,000 | 18.0% |
Listing Count | 9 | 10.0% |
| Listings as % of Homes | 0.3% | 10.0% |
Days on Market | 85 | 32.0% |
Demographics — Ulster Park, NY
As of the latest ACS Survey released in 2023, Ulster Park, NY has a population of 3,830, which has increased by 9.9% over the past 5 years. Ulster Park, NY is a moderately popular place for families, as children make up 16.1% of the population. The area has a moderately educated workforce, with 34.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,830 | 9.9% |
% Under 18 | 16.1% | -6.4% |
% Seniors | 20.6% | 37.3% |
% WFH | 5.1% | 6.2% |
% w/ College Degree | 34.5% | 50.0% |
As of the latest ACS Survey released in 2023, Ulster Park, NY is a predominantly white area, with 73.5% of the population identifying as white. The white population has shrunk by 13.2% in the last 5 years. The second most common race or ethnicity in Ulster Park, NY is black, making up 12.9% of the population. Foreign-born residents account for 14.3% of the population in Ulster Park, NY, and this percentage has increased by 78.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.5% | -13.2% |
% Black | 12.9% | 616.7% |
% Hispanic | 1.8% | -83.8% |
% Asian | 0.2% | 0.0% |
% Foreign Born | 14.3% | 78.7% |
Mortgage and Risk — Ulster Park, NY
According to HUD data as of 2023, there were 72 mortgage originations in Ulster Park, NY, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Ulster Park, NY. Investor activity is low, as 6.0% of loans were by investors. 26.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 72 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 6.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 26.0% |
Loan Activity
Rentals and Section 8 — Ulster Park, NY
Ulster Park, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 67 |
Total Units Section 8 | 67 |
% Rentals under Section 8 | 20.0% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,490 |
| 2 Bedroom | N/A | N/A | $1,950 |
| 3 Bedroom | -$30 | $2,500 | $2,470 |
| 4 Bedroom | N/A | N/A | $2,670 |
Affordability — Ulster Park, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $428,000 |
| Median Household Income | $92,800 |