Woodstock, NY—12498
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Woodstock, NY
As of Oct '25, the median home price in Woodstock, NY is $642,000, with a year-over-year change of -2.1%. This indicates that home prices in Woodstock, NY are decreasing. According to Zillow, the 1-year price projection is 4.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $642,000 | -2.1% |
| Single Family | $643,000 | -2.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $427,000 | -4.9% |
2 Bed | $576,000 | -3.2% |
3 Bed | $656,000 | -1.9% |
4 Bed | $724,000 | -2.4% |
| 5 Bed | $970,000 | -2.1% |
% of Housing Stock
Rental Trends — Woodstock, NY
As of July '25, Rentcast reports the average rent in Woodstock, NY is $3,320, with a year-over-year rent change of -18.0%. Per bedroom, the median rent as of July '25 in Woodstock, NY is 1-bedrooms: $2,370, 2-bedrooms: $3,000, 3-bedrooms: $3,340, 4-bedrooms: $5,000. The most common rental property sizes in Woodstock, NY are 1-bedroom and 3-bedroom, accounting for 57.8% and 26.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $3,320 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,950 | $2,370 |
| 2 Bed Rent | $3,000 | $3,000 |
| 3 Bed Rent | $3,000 | $3,340 |
| 4 Bed Rent | $5,200 | $5,000 |
% of Rental Stock
Property Listings — Woodstock, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Woodstock, NY is 78. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $804,000 | 12.0% |
Listing Count | 61 | 5.0% |
| Listings as % of Homes | 1.3% | 5.0% |
Days on Market | 78 | 35.0% |
Demographics — Woodstock, NY
As of the latest ACS Survey released in 2023, Woodstock, NY has a population of 4,530, which has decreased by -9.5% over the past 5 years. Woodstock, NY is a less popular place for families, as children make up 11.0% of the population. The area has a highly educated workforce, with 62.2% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 38.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,530 | -9.5% |
% Under 18 | 11.0% | -30.4% |
% Seniors | 43.1% | 35.1% |
% WFH | 38.1% | 142.7% |
% w/ College Degree | 62.2% | 12.3% |
As of the latest ACS Survey released in 2023, Woodstock, NY is a predominantly white area, with 84.4% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Woodstock, NY is hispanic, making up 5.8% of the population. Foreign-born residents account for 11.7% of the population in Woodstock, NY, and this percentage has increased by 85.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.4% | -3.7% |
% Black | 1.9% | -56.8% |
% Hispanic | 5.8% | 65.7% |
% Asian | 3.1% | 34.8% |
% Foreign Born | 11.7% | 85.7% |
Mortgage and Risk — Woodstock, NY
According to HUD data as of 2023, there were 105 mortgage originations in Woodstock, NY, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Woodstock, NY. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 105 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 1.0% |
% Second Loans | 26.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Woodstock, NY
As of 2024, the percent of homes in Woodstock, NY under the Section 8 program is 9.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Woodstock, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 49 |
Total Units Section 8 | 49 |
% Rentals under Section 8 | 9.3% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$440 | $1,950 | $1,510 |
| 2 Bedroom | -$1,020 | $3,000 | $1,980 |
| 3 Bedroom | -$490 | $3,000 | $2,510 |
| 4 Bedroom | -$2,490 | $5,200 | $2,710 |
Affordability — Woodstock, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.3 |
| Median Home Price | $642,000 |
| Median Household Income | $80,200 |