Ancram, NY—12502
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ancram, NY
As of Oct '25, the median home price in Ancram, NY is $529,000, with a year-over-year change of 3.2%. This indicates that home prices in Ancram, NY are increasing. According to Zillow, the 1-year price projection is 3.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $529,000 | 3.2% |
| Single Family | $529,000 | 3.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $409,000 | 2.0% |
3 Bed | $539,000 | 3.5% |
4 Bed | $747,000 | 4.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ancram, NY
As of July '25, Rentcast reports the average rent in Ancram, NY is $3,880, with a year-over-year rent change of -13.4%. Per bedroom, the median rent as of July '25 in Ancram, NY is 2-bedrooms: $2,830, 3-bedrooms: $7,000. The most common rental property sizes in Ancram, NY are 2-bedroom and 3-bedroom, accounting for 38.9% and 33.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $3,880 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,500 | $2,830 |
| 3 Bed Rent | $7,000 | $7,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ancram, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Ancram, NY is 56. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $574,000 | -6.0% |
Listing Count | 19 | -22.0% |
| Listings as % of Homes | 3.2% | -22.0% |
Days on Market | 56 | -14.0% |
Demographics — Ancram, NY
As of the latest ACS Survey released in 2023, Ancram, NY has a population of 1,020, which has decreased by -16.7% over the past 5 years. Ancram, NY is a moderately popular place for families, as children make up 19.6% of the population. The area has a moderately educated workforce, with 41.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,020 | -16.7% |
% Under 18 | 19.6% | -9.7% |
% Seniors | 25.2% | 9.1% |
% WFH | 10.5% | 18.0% |
% w/ College Degree | 41.7% | 55.6% |
As of the latest ACS Survey released in 2023, Ancram, NY is a predominantly white area, with 86.8% of the population identifying as white. The white population has grown by 2.8% in the last 5 years. The second most common race or ethnicity in Ancram, NY is black, making up 1.4% of the population. Foreign-born residents account for 5.2% of the population in Ancram, NY, and this percentage has decreased by 20.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.8% | 2.8% |
% Black | 1.4% | -81.6% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.8% | -82.2% |
% Foreign Born | 5.2% | -20.0% |
Mortgage and Risk — Ancram, NY
Ancram, NY lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Ancram, NY
Ancram, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,290 |
| 2 Bedroom | -$1,030 | $2,500 | $1,470 |
| 3 Bedroom | -$5,230 | $7,000 | $1,770 |
| 4 Bedroom | N/A | N/A | $1,950 |
Affordability — Ancram, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.4 |
| Median Home Price | $529,000 |
| Median Household Income | $83,600 |