Ancramdale, NY—12503
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ancramdale, NY
As of Oct '25, the median home price in Ancramdale, NY is $539,000, with a year-over-year change of 2.6%. This indicates that home prices in Ancramdale, NY are increasing. According to Zillow, the 1-year price projection is 4.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $539,000 | 2.6% |
| Single Family | $539,000 | 2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $410,000 | 1.7% |
3 Bed | $552,000 | 2.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ancramdale, NY
Ancramdale, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ancramdale, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Ancramdale, NY is 18. This is a decrease of -71.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $2,680,000 | 2.0% |
Listing Count | 5 | -38.0% |
| Listings as % of Homes | 0.8% | -38.0% |
Days on Market | 18 | -71.0% |
Demographics — Ancramdale, NY
As of the latest ACS Survey released in 2023, Ancramdale, NY has a population of 750, which has increased by 44.2% over the past 5 years. Ancramdale, NY is a moderately popular place for families, as children make up 16.8% of the population. The area has a highly educated workforce, with 47.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 750 | 44.2% |
% Under 18 | 16.8% | 86.7% |
% Seniors | 22.4% | -32.3% |
% WFH | 19.9% | 109.5% |
% w/ College Degree | 47.2% | 18.6% |
As of the latest ACS Survey released in 2023, Ancramdale, NY is a predominantly white area, with 71.6% of the population identifying as white. The white population has shrunk by 22.6% in the last 5 years. The second most common race or ethnicity in Ancramdale, NY is hispanic, making up 10.5% of the population. Foreign-born residents account for 5.1% of the population in Ancramdale, NY, and this percentage has decreased by 54.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.6% | -22.6% |
% Black | 1.6% | -15.8% |
% Hispanic | 10.5% | 128.3% |
% Asian | 0.3% | -75.0% |
% Foreign Born | 5.1% | -54.9% |
Mortgage and Risk — Ancramdale, NY
According to HUD data as of 2023, there were 21 mortgage originations in Ancramdale, NY, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Ancramdale, NY. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 21 |
% Conventional Loans | 100.0% |
% Government Loans | 0.0% |
% Investor Loans | 0.0% |
% Second Loans | 29.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Ancramdale, NY
Ancramdale, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,580 |
| 2 Bedroom | N/A | N/A | $1,800 |
| 3 Bedroom | N/A | N/A | $2,170 |
| 4 Bedroom | N/A | N/A | $2,390 |
Affordability — Ancramdale, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $539,000 |
| Median Household Income | $104,000 |