Craryville, NY—12521
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Craryville, NY
As of Oct '25, the median home price in Craryville, NY is $475,000, with a year-over-year change of 2.8%. This indicates that home prices in Craryville, NY are increasing. According to Zillow, the 1-year price projection is 3.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $475,000 | 2.8% |
| Single Family | $475,000 | 3.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $346,000 | 1.5% |
3 Bed | $492,000 | 3.4% |
4 Bed | $737,000 | 4.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Craryville, NY
As of July '25, Rentcast reports the average rent in Craryville, NY is $3,440, with a year-over-year rent change of -16.1%. Per bedroom, the median rent as of July '25 in Craryville, NY is 1-bedrooms: $2,750, 2-bedrooms: $2,300, 3-bedrooms: $4,350. The most common rental property sizes in Craryville, NY are 3-bedroom and 2-bedroom, accounting for 67.2% and 26.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,750 | $3,440 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,750 | $2,750 |
| 2 Bed Rent | $2,300 | $2,300 |
| 3 Bed Rent | $3,500 | $4,350 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Craryville, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Craryville, NY is 52. This is a decrease of -39.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $595,000 | -18.0% |
Listing Count | 24 | -3.0% |
| Listings as % of Homes | 0.9% | -3.0% |
Days on Market | 52 | -39.0% |
Demographics — Craryville, NY
As of the latest ACS Survey released in 2023, Craryville, NY has a population of 1,870, which has increased by 31.0% over the past 5 years. Craryville, NY is a moderately popular place for families, as children make up 19.1% of the population. The area has a moderately educated workforce, with 38.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,870 | 31.0% |
% Under 18 | 19.1% | 132.9% |
% Seniors | 22.4% | -34.5% |
% WFH | 16.5% | 323.1% |
% w/ College Degree | 38.5% | 19.9% |
As of the latest ACS Survey released in 2023, Craryville, NY is a predominantly white area, with 81.1% of the population identifying as white. The white population has shrunk by 15.9% in the last 5 years. The second most common race or ethnicity in Craryville, NY is hispanic, making up 7.5% of the population. Foreign-born residents account for 4.0% of the population in Craryville, NY, and this percentage has decreased by 55.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.1% | -15.9% |
% Black | 1.2% | 1,100.0% |
% Hispanic | 7.5% | 275.0% |
% Asian | 0.5% | -16.7% |
% Foreign Born | 4.0% | -55.6% |
Mortgage and Risk — Craryville, NY
According to HUD data as of 2023, there were 24 mortgage originations in Craryville, NY, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Craryville, NY. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 24 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 0.0% |
% Second Loans | 12.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Craryville, NY
Craryville, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$980 | $2,750 | $1,770 |
| 2 Bedroom | -$280 | $2,300 | $2,020 |
| 3 Bedroom | -$1,070 | $3,500 | $2,430 |
| 4 Bedroom | N/A | N/A | $2,680 |
Affordability — Craryville, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $475,000 |
| Median Household Income | $85,200 |