Fishkill, NY—12524
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fishkill, NY
Fishkill, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $462,000 | 5.6% |
| Single Family | $479,000 | 5.3% |
| Condos | $393,000 | 4.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $284,000 | 6.4% |
2 Bed | $411,000 | 5.1% |
3 Bed | $492,000 | 5.4% |
4 Bed | $581,000 | 5.4% |
| 5 Bed | $641,000 | 6.0% |
% of Housing Stock
Rental Trends — Fishkill, NY
As of July '25, Rentcast reports the average rent in Fishkill, NY is $2,920, with a year-over-year rent change of 25.9%. Per bedroom, the median rent as of July '25 in Fishkill, NY is studios: $2,550, 1-bedrooms: $2,020, 2-bedrooms: $2,750, 3-bedrooms: $3,610, 4-bedrooms: $4,400. The most common rental property sizes in Fishkill, NY are 1-bedroom and 2-bedroom, accounting for 40.9% and 30.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,600 | $2,920 |
| Studio Rent | $2,250 | $2,550 |
| 1 Bed Rent | $1,950 | $2,020 |
| 2 Bed Rent | $2,450 | $2,750 |
| 3 Bed Rent | $3,800 | $3,610 |
| 4 Bed Rent | $4,400 | $4,400 |
% of Rental Stock
Property Listings — Fishkill, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Fishkill, NY is 38. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $512,000 | 7.0% |
Listing Count | 71 | 104.0% |
| Listings as % of Homes | 0.8% | 104.0% |
Days on Market | 38 | 4.0% |
Demographics — Fishkill, NY
As of the latest ACS Survey released in 2023, Fishkill, NY has a population of 15,100, which has decreased by -5.5% over the past 5 years. Fishkill, NY is a moderately popular place for families, as children make up 18.3% of the population. The area has a moderately educated workforce, with 36.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 15,100 | -5.5% |
% Under 18 | 18.3% | -1.6% |
% Seniors | 22.5% | 20.3% |
% WFH | 10.4% | 57.6% |
% w/ College Degree | 36.2% | -1.1% |
As of the latest ACS Survey released in 2023, Fishkill, NY is a predominantly white area, with 72.2% of the population identifying as white. The white population has grown by 7.4% in the last 5 years. The second most common race or ethnicity in Fishkill, NY is hispanic, making up 13.6% of the population. Foreign-born residents account for 10.1% of the population in Fishkill, NY, and this percentage has decreased by 26.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.2% | 7.4% |
% Black | 6.3% | -38.8% |
% Hispanic | 13.6% | 3.0% |
% Asian | 3.4% | -52.1% |
% Foreign Born | 10.1% | -26.8% |
Mortgage and Risk — Fishkill, NY
According to HUD data as of 2023, there were 205 mortgage originations in Fishkill, NY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Fishkill, NY. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 205 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Fishkill, NY
As of 2024, the percent of homes in Fishkill, NY under the Section 8 program is 2.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Fishkill, NY, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 53 |
Total Units Section 8 | 52 |
% Rentals under Section 8 | 2.2% |
% Occupied Section 8 | 82.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $260 | $1,950 | $2,210 |
| 2 Bedroom | $30 | $2,450 | $2,480 |
| 3 Bedroom | -$700 | $3,800 | $3,100 |
| 4 Bedroom | -$1,070 | $4,400 | $3,330 |
Affordability — Fishkill, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $462,000 |
| Median Household Income | $95,700 |