Highland, NY—12528
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Highland, NY
As of Oct '25, the median home price in Highland, NY is $417,000, with a year-over-year change of 1.7%. This indicates that home prices in Highland, NY are increasing. According to Zillow, the 1-year price projection is 3.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $417,000 | 1.7% |
| Single Family | $421,000 | 1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $321,000 | 1.6% |
3 Bed | $420,000 | 1.0% |
4 Bed | $531,000 | 2.5% |
| 5 Bed | $543,000 | 1.1% |
% of Housing Stock
Rental Trends — Highland, NY
As of July '25, Rentcast reports the average rent in Highland, NY is $2,210, with a year-over-year rent change of -7.1%. Per bedroom, the median rent as of July '25 in Highland, NY is studios: $1,040, 1-bedrooms: $1,560, 2-bedrooms: $2,160, 3-bedrooms: $3,200, 4-bedrooms: $3,750. The most common rental property sizes in Highland, NY are 2-bedroom and 1-bedroom, accounting for 42.4% and 38.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,210 |
| Studio Rent | $1,100 | $1,040 |
| 1 Bed Rent | $1,500 | $1,560 |
| 2 Bed Rent | $2,200 | $2,160 |
| 3 Bed Rent | $2,850 | $3,200 |
| 4 Bed Rent | $2,500 | $3,750 |
% of Rental Stock
Property Listings — Highland, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Highland, NY is 47. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $508,000 | 14.0% |
Listing Count | 48 | 53.0% |
| Listings as % of Homes | 0.6% | 53.0% |
Days on Market | 47 | -1.0% |
Demographics — Highland, NY
As of the latest ACS Survey released in 2023, Highland, NY has a population of 13,800, which has increased by 7.4% over the past 5 years. Highland, NY is a moderately popular place for families, as children make up 18.8% of the population. The area has a moderately educated workforce, with 41.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,800 | 7.4% |
% Under 18 | 18.8% | -1.1% |
% Seniors | 21.3% | 21.0% |
% WFH | 15.6% | 246.7% |
% w/ College Degree | 41.6% | 18.2% |
As of the latest ACS Survey released in 2023, Highland, NY is a predominantly white area, with 71.7% of the population identifying as white. The white population has shrunk by 10.3% in the last 5 years. The second most common race or ethnicity in Highland, NY is hispanic, making up 10.2% of the population. Foreign-born residents account for 11.0% of the population in Highland, NY, and this percentage has increased by 124.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.7% | -10.3% |
% Black | 3.4% | -52.1% |
% Hispanic | 10.2% | 10.9% |
% Asian | 7.3% | 356.2% |
% Foreign Born | 11.0% | 124.5% |
Mortgage and Risk — Highland, NY
According to HUD data as of 2023, there were 185 mortgage originations in Highland, NY, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Highland, NY. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 185 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Highland, NY
As of 2024, the percent of homes in Highland, NY under the Section 8 program is 4.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Highland, NY, because HUD payments exceed market rent, while 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 65 |
Total Units Section 8 | 65 |
% Rentals under Section 8 | 4.2% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $180 | $1,500 | $1,680 |
| 2 Bedroom | $10 | $2,200 | $2,210 |
| 3 Bedroom | -$50 | $2,850 | $2,800 |
| 4 Bedroom | $530 | $2,500 | $3,030 |
Affordability — Highland, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $417,000 |
| Median Household Income | $89,100 |