Millerton, NY—12546
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Millerton, NY
Millerton, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $448,000 | 2.6% |
| Single Family | $448,000 | 2.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $348,000 | 0.6% |
3 Bed | $452,000 | 2.7% |
4 Bed | $557,000 | 3.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Millerton, NY
As of July '25, Rentcast reports the average rent in Millerton, NY is $2,880, with a year-over-year rent change of -7.7%. Per bedroom, the median rent as of July '25 in Millerton, NY is 2-bedrooms: $2,530, 3-bedrooms: $2,910, 4-bedrooms: $3,800. The most common rental property sizes in Millerton, NY are 2-bedroom and 3-bedroom, accounting for 28.4% and 28.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,950 | $2,880 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,500 | $2,530 |
| 3 Bed Rent | $2,950 | $2,910 |
| 4 Bed Rent | $3,800 | $3,800 |
% of Rental Stock
Property Listings — Millerton, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Millerton, NY is 106. This is a decrease of -21.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $469,000 | -24.0% |
Listing Count | 29 | 32.0% |
| Listings as % of Homes | 2.1% | 32.0% |
Days on Market | 106 | -21.0% |
Demographics — Millerton, NY
As of the latest ACS Survey released in 2023, Millerton, NY has a population of 2,710, which has decreased by -3.7% over the past 5 years. Millerton, NY is a moderately popular place for families, as children make up 15.5% of the population. The area has a moderately educated workforce, with 35.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,710 | -3.7% |
% Under 18 | 15.5% | -19.3% |
% Seniors | 24.1% | 33.9% |
% WFH | 12.6% | 82.6% |
% w/ College Degree | 35.3% | 19.7% |
As of the latest ACS Survey released in 2023, Millerton, NY is a predominantly white area, with 70.1% of the population identifying as white. The white population has shrunk by 8.1% in the last 5 years. The second most common race or ethnicity in Millerton, NY is hispanic, making up 18.0% of the population. Foreign-born residents account for 16.5% of the population in Millerton, NY, and this percentage has increased by 41.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.1% | -8.1% |
% Black | 4.2% | -19.2% |
% Hispanic | 18.0% | 18.4% |
% Asian | 2.5% | 0.0% |
% Foreign Born | 16.5% | 41.0% |
Mortgage and Risk — Millerton, NY
According to HUD data as of 2023, there were 38 mortgage originations in Millerton, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 8.0% above 90% LTV (normal). This implies small mortgage risk in Millerton, NY. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 38 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 3.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Millerton, NY
Millerton, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | 3.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,280 |
| 2 Bedroom | -$850 | $2,500 | $1,650 |
| 3 Bedroom | -$860 | $2,950 | $2,090 |
| 4 Bedroom | -$1,490 | $3,800 | $2,310 |
Affordability — Millerton, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $448,000 |
| Median Household Income | $88,600 |