Montgomery, NY 12549 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Montgomery, NY—12549

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$482,000

4.8% YoY Growth

Household Income

$125,000

36.8% YoY Growth

Days on Market

72

23.0% Shorter YoY

Home Price Forecast

N/A

Median Rent

$2,400

7.0% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$1,880

11.9% YoY Growth

3-Bed Rent

$2,400

0.8% YoY Growth

Home Price Trends — Montgomery, NY

Montgomery, NY lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$482,000	4.8%
Single Family	$485,000	5.2%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Montgomery, NY

As of July '25, Rentcast reports the average rent in Montgomery, NY is $2,530, with a year-over-year rent change of -7.0%. Per bedroom, the median rent as of July '25 in Montgomery, NY is 2-bedrooms: $1,990, 3-bedrooms: $2,500, 4-bedrooms: $3,800. The most common rental property sizes in Montgomery, NY are 1-bedroom and 3-bedroom, accounting for 35.0% and 33.2% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,400	$2,530
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$1,880	$1,990
3 Bed Rent	$2,400	$2,500
4 Bed Rent	$3,800	$3,800

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% of Rental Stock

Studio

1.1%

1 Bedroom

35.0%

2 Bedrooms

25.2%

3 Bedrooms

33.2%

4 Bedrooms

3.7%

5+ Bedrooms

1.8%

Property Listings — Montgomery, NY

As of Dec '25, Realtor.com reports that the median days on market for a home in Montgomery, NY is 95. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$528,000	-22.0%
Listing Count	22	9.0%
Listings as % of Homes	0.5%	9.0%
Days on Market	72	-23.0%

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Demographics — Montgomery, NY

As of the latest ACS Survey released in 2023, Montgomery, NY has a population of 10,900, which has decreased by -3.0% over the past 5 years. Montgomery, NY is a moderately popular place for families, as children make up 24.3% of the population. The area has a moderately educated workforce, with 34.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.3% reporting working from home.

Metric	Latest Census	YoY % Change
Population	10,900	-3.0%
% Under 18	24.3%	5.7%
% Seniors	14.2%	1.4%
% WFH	8.3%	38.3%
% w/ College Degree	34.7%	10.5%

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As of the latest ACS Survey released in 2023, Montgomery, NY is a predominantly white area, with 62.5% of the population identifying as white. The white population has shrunk by 24.2% in the last 5 years. The second most common race or ethnicity in Montgomery, NY is hispanic, making up 23.0% of the population. Foreign-born residents account for 7.7% of the population in Montgomery, NY, and this percentage has increased by 140.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	62.5%	-24.2%
% Black	10.9%	289.3%
% Hispanic	23.0%	109.1%
% Asian	0.2%	-88.9%
% Foreign Born	7.7%	140.6%

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Mortgage and Risk — Montgomery, NY

According to HUD data as of 2023, there were 244 mortgage originations in Montgomery, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Montgomery, NY. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	244
% Conventional Loans	89.0%
% Government Loans	11.0%
% Investor Loans	2.0%
% Second Loans	1.0%
% Cash Out Refinance	11.0%

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Rentals and Section 8 — Montgomery, NY

Montgomery, NY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	9
Total Units Section 8	9
% Rentals under Section 8	1.9%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,560
2 Bedroom	$110	$1,880	$1,990
3 Bedroom	$140	$2,400	$2,540
4 Bedroom	-$1,050	$3,800	$2,750

Montgomery, NY—12549

Key Metrics at a Glance

Home Price Trends — Montgomery, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Montgomery, NY

% of Rental Stock

Property Listings — Montgomery, NY

Demographics — Montgomery, NY

Race and Ethnicity

Mortgage and Risk — Montgomery, NY

Mortgages

Rentals and Section 8 — Montgomery, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Montgomery, NY

Home Price to Income Ratio

Montgomery, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Maybrook, NY

Campbell Hall, NY

Middletown, NY

Walden, NY

Rock Tavern, NY

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.3
Median Home Price	$482,000
Median Household Income	$125,000

Montgomery, NY—12549

Key Metrics at a Glance

Home Price Trends — Montgomery, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Montgomery, NY

% of Rental Stock

Property Listings — Montgomery, NY

Demographics — Montgomery, NY

Race and Ethnicity

Mortgage and Risk — Montgomery, NY

Mortgages

Rentals and Section 8 — Montgomery, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Montgomery, NY

Home Price to Income Ratio

Montgomery, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Maybrook, NY

Campbell Hall, NY

Middletown, NY

Walden, NY

Rock Tavern, NY

Frequently Asked Questions

What is the average home price in Montgomery, NY 12549?

How have home prices in Montgomery, NY 12549 changed over the past year?

What is the home price projection for Montgomery, NY 12549?

What are the demographics of Montgomery, NY 12549?

How long does it take homes to sell in Montgomery, NY 12549?

What is the average rent price in Montgomery, NY 12549?