Newburgh, NY—12550
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Newburgh, NY
Newburgh, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $389,000 | 2.5% |
| Single Family | $395,000 | 2.6% |
| Condos | $284,000 | 3.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $181,000 | 0.0% |
2 Bed | $299,000 | 3.1% |
3 Bed | $392,000 | 2.9% |
4 Bed | $495,000 | 3.8% |
| 5 Bed | $489,000 | 2.3% |
% of Housing Stock
Rental Trends — Newburgh, NY
As of July '25, Rentcast reports the average rent in Newburgh, NY is $2,170, with a year-over-year rent change of 6.4%. Per bedroom, the median rent as of July '25 in Newburgh, NY is studios: $1,400, 1-bedrooms: $1,730, 2-bedrooms: $2,100, 3-bedrooms: $2,610, 4-bedrooms: $2,760. The most common rental property sizes in Newburgh, NY are 2-bedroom and 1-bedroom, accounting for 30.7% and 29.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,170 |
| Studio Rent | $1,300 | $1,400 |
| 1 Bed Rent | $1,700 | $1,730 |
| 2 Bed Rent | $2,000 | $2,100 |
| 3 Bed Rent | $2,500 | $2,610 |
| 4 Bed Rent | $2,600 | $2,760 |
% of Rental Stock
Property Listings — Newburgh, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Newburgh, NY is 55. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $429,000 | 11.0% |
Listing Count | 193 | 73.0% |
| Listings as % of Homes | 0.5% | 73.0% |
Days on Market | 55 | 21.0% |
Demographics — Newburgh, NY
As of the latest ACS Survey released in 2023, Newburgh, NY has a population of 55,000, which has remained stable by 0.0% over the past 5 years. Newburgh, NY is a moderately popular place for families, as children make up 22.0% of the population. The area has a moderately educated workforce, with 26.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 55,000 | 0.0% |
% Under 18 | 22.0% | -16.0% |
% Seniors | 14.9% | 17.3% |
% WFH | 10.2% | 175.7% |
% w/ College Degree | 26.0% | 9.2% |
As of the latest ACS Survey released in 2023, Newburgh, NY is a predominantly hispanic area, with 38.6% of the population identifying as hispanic. The hispanic population has grown by 10.0% in the last 5 years. The second most common race or ethnicity in Newburgh, NY is white, making up 35.8% of the population. Foreign-born residents account for 17.6% of the population in Newburgh, NY, and this percentage has decreased by 0.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 35.8% | -12.3% |
% Black | 20.9% | -0.5% |
% Hispanic | 38.6% | 10.0% |
% Asian | 2.1% | 31.2% |
% Foreign Born | 17.6% | -0.6% |
Mortgage and Risk — Newburgh, NY
According to HUD data as of 2023, there were 724 mortgage originations in Newburgh, NY, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Newburgh, NY. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 724 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Newburgh, NY
As of 2024, the percent of homes in Newburgh, NY under the Section 8 program is 12.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Newburgh, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 1,280 |
Total Units Section 8 | 1,145 |
% Rentals under Section 8 | 12.4% |
% Occupied Section 8 | 76.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$330 | $1,700 | $1,370 |
| 2 Bedroom | -$250 | $2,000 | $1,750 |
| 3 Bedroom | -$270 | $2,500 | $2,230 |
| 4 Bedroom | -$190 | $2,600 | $2,410 |
Affordability — Newburgh, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $389,000 |
| Median Household Income | $78,000 |