New Windsor, NY—12553
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — New Windsor, NY
New Windsor, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $431,000 | 3.7% |
| Single Family | $443,000 | 3.7% |
| Condos | $318,000 | 4.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $177,000 | 1.1% |
2 Bed | $321,000 | 3.5% |
3 Bed | $432,000 | 4.1% |
4 Bed | $590,000 | 4.8% |
| 5 Bed | $626,000 | 4.2% |
% of Housing Stock
Rental Trends — New Windsor, NY
As of July '25, Rentcast reports the average rent in New Windsor, NY is $2,320, with a year-over-year rent change of -6.8%. Per bedroom, the median rent as of July '25 in New Windsor, NY is studios: $1,820, 1-bedrooms: $1,700, 2-bedrooms: $2,250, 3-bedrooms: $3,010, 4-bedrooms: $4,430. The most common rental property sizes in New Windsor, NY are 2-bedroom and 1-bedroom, accounting for 38.9% and 38.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,320 |
| Studio Rent | $1,820 | $1,820 |
| 1 Bed Rent | $1,700 | $1,700 |
| 2 Bed Rent | $2,200 | $2,250 |
| 3 Bed Rent | $2,500 | $3,010 |
| 4 Bed Rent | $4,500 | $4,430 |
% of Rental Stock
Property Listings — New Windsor, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in New Windsor, NY is 61. This is a increase of 54.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $482,000 | 2.0% |
Listing Count | 139 | 192.0% |
| Listings as % of Homes | 0.6% | 192.0% |
Days on Market | 61 | 54.0% |
Demographics — New Windsor, NY
As of the latest ACS Survey released in 2023, New Windsor, NY has a population of 27,300, which has increased by 3.2% over the past 5 years. New Windsor, NY is a moderately popular place for families, as children make up 21.4% of the population. The area has a moderately educated workforce, with 35.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 27,300 | 3.2% |
% Under 18 | 21.4% | -6.1% |
% Seniors | 16.8% | 15.1% |
% WFH | 11.8% | 372.0% |
% w/ College Degree | 35.0% | 10.8% |
As of the latest ACS Survey released in 2023, New Windsor, NY is a predominantly white area, with 53.5% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in New Windsor, NY is hispanic, making up 26.9% of the population. Foreign-born residents account for 14.2% of the population in New Windsor, NY, and this percentage has increased by 8.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 53.5% | -3.6% |
% Black | 14.0% | -2.8% |
% Hispanic | 26.9% | 15.0% |
% Asian | 4.7% | -9.6% |
% Foreign Born | 14.2% | 8.4% |
Mortgage and Risk — New Windsor, NY
According to HUD data as of 2023, there were 462 mortgage originations in New Windsor, NY, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in New Windsor, NY. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 462 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — New Windsor, NY
As of 2024, the percent of homes in New Windsor, NY under the Section 8 program is 4.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In New Windsor, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 152 |
Total Units Section 8 | 146 |
% Rentals under Section 8 | 4.1% |
% Occupied Section 8 | 77.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$210 | $1,700 | $1,490 |
| 2 Bedroom | -$300 | $2,200 | $1,900 |
| 3 Bedroom | -$80 | $2,500 | $2,420 |
| 4 Bedroom | -$1,880 | $4,500 | $2,620 |
Affordability — New Windsor, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $431,000 |
| Median Household Income | $94,200 |