Bloomingburg, NY12721

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$422,000
1.7% YoY Growth
Median Household Income
$84,200
17.0% 5-Year Growth
Days on Market
80
24.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$2,500
2.7% YoY Growth
1-Bed Rent
$1,500
12.6% YoY Growth
2-Bed Rent
$1,500
0.7% YoY Growth
3-Bed Rent
$2,850
19.2% YoY Growth

Property Listings — Bloomingburg, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Bloomingburg, NY is 80. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$490,000-5.0%
Listing Count
3864.0%
Listings as % of Homes0.5%64.0%
Days on Market
8024.0%
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Demographics — Bloomingburg, NY

As of the latest ACS Survey released in 2023, Bloomingburg, NY has a population of 7,590, which has increased by 18.7% over the past 5 years. Bloomingburg, NY is a popular place for families, as children make up 28.7% of the population. The area has a moderately educated workforce, with 25.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,59018.7%
% Under 18
28.7%4.7%
% Seniors
10.3%15.7%
% WFH
8.9%345.0%
% w/ College Degree
25.0%68.9%
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As of the latest ACS Survey released in 2023, Bloomingburg, NY is a predominantly white area, with 75.9% of the population identifying as white. The white population has shrunk by 2.6% in the last 5 years. The second most common race or ethnicity in Bloomingburg, NY is hispanic, making up 13.2% of the population. Foreign-born residents account for 4.0% of the population in Bloomingburg, NY, and this percentage has decreased by 54.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
75.9%-2.6%
% Black
3.4%70.0%
% Hispanic
13.2%-14.3%
% Asian
1.3%160.0%
% Foreign Born
4.0%-54.0%
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Mortgage and Risk — Bloomingburg, NY

According to HUD data as of 2023, there were 137 mortgage originations in Bloomingburg, NY, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Bloomingburg, NY. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
137
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
4.0%
% Second Loans
3.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Bloomingburg, NY

As of 2024, the percent of homes in Bloomingburg, NY under the Section 8 program is 31.3%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Bloomingburg, NY, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
162
Total Units Section 8
148
% Rentals under Section 8
31.3%
% Occupied Section 8
88.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$160$1,500$1,340
2 Bedroom$150$1,500$1,650
3 Bedroom-$640$2,850$2,210
4 Bedroom$360$2,000$2,360

Affordability — Bloomingburg, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.4
Median Home Price$422,000
Median Household Income$84,200

Bloomingburg, NY — ZIP Code Boundary Map

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Frequently Asked Questions