Grahamsville, NY—12740
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Grahamsville, NY
Grahamsville, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $288,000 | -2.6% |
| Single Family | $289,000 | -4.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $243,000 | -6.2% |
3 Bed | $308,000 | -3.7% |
4 Bed | $363,000 | -3.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Grahamsville, NY
As of July '25, Rentcast reports the average rent in Grahamsville, NY is $1,450, with a year-over-year rent change of -44.2%. Per bedroom, the median rent as of July '25 in Grahamsville, NY is 1-bedrooms: $1,450. The most common rental property sizes in Grahamsville, NY are 3-bedroom and 1-bedroom, accounting for 49.5% and 28.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,450 | $1,450 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,450 | $1,450 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Grahamsville, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Grahamsville, NY is 78. This is a increase of 59.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $424,000 | -6.0% |
Listing Count | 15 | -18.0% |
| Listings as % of Homes | 0.8% | -18.0% |
Days on Market | 78 | 59.0% |
Demographics — Grahamsville, NY
As of the latest ACS Survey released in 2023, Grahamsville, NY has a population of 1,680, which has decreased by -14.0% over the past 5 years. Grahamsville, NY is a moderately popular place for families, as children make up 16.3% of the population. The area has a moderately educated workforce, with 36.6% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,680 | -14.0% |
% Under 18 | 16.3% | -32.1% |
% Seniors | 23.7% | 19.7% |
% WFH | 25.5% | 3,087.5% |
% w/ College Degree | 36.6% | 74.3% |
As of the latest ACS Survey released in 2023, Grahamsville, NY is a predominantly white area, with 81.5% of the population identifying as white. The white population has shrunk by 7.9% in the last 5 years. The second most common race or ethnicity in Grahamsville, NY is black, making up 5.5% of the population. Foreign-born residents account for 6.3% of the population in Grahamsville, NY, and this percentage has increased by 26.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.5% | -7.9% |
% Black | 5.5% | 205.6% |
% Hispanic | 3.7% | -54.3% |
% Asian | 0.4% | ∞% |
% Foreign Born | 6.3% | 26.0% |
Mortgage and Risk — Grahamsville, NY
According to HUD data as of 2023, there were 40 mortgage originations in Grahamsville, NY, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Grahamsville, NY. Investor activity is low, as 3.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 40 |
% Conventional Loans | 82.0% |
% Government Loans | 17.0% |
% Investor Loans | 3.0% |
% Second Loans | 17.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Grahamsville, NY
Grahamsville, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 1.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$110 | $1,450 | $1,340 |
| 2 Bedroom | N/A | N/A | $1,700 |
| 3 Bedroom | N/A | N/A | $2,210 |
| 4 Bedroom | N/A | N/A | $2,450 |
Affordability — Grahamsville, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $288,000 |
| Median Household Income | $91,600 |