Port Jervis, NY12771

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$313,000
1.3% YoY Growth
Median Household Income
$67,900
31.1% 5-Year Growth
Days on Market
65
89.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$1,750
6.9% YoY Growth
1-Bed Rent
$1,400
2.2% YoY Growth
2-Bed Rent
$1,750
8.2% YoY Growth
3-Bed Rent
$2,300
4.1% YoY Growth

Property Listings — Port Jervis, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Port Jervis, NY is 65. This is a increase of 89.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$357,0005.0%
Listing Count
6739.0%
Listings as % of Homes1.0%39.0%
Days on Market
6589.0%
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Demographics — Port Jervis, NY

As of the latest ACS Survey released in 2023, Port Jervis, NY has a population of 14,300, which has decreased by -2.8% over the past 5 years. Port Jervis, NY is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 21.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
14,300-2.8%
% Under 18
20.9%3.0%
% Seniors
18.5%9.5%
% WFH
3.7%-36.2%
% w/ College Degree
21.1%15.3%
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As of the latest ACS Survey released in 2023, Port Jervis, NY is a predominantly white area, with 66.9% of the population identifying as white. The white population has shrunk by 15.3% in the last 5 years. The second most common race or ethnicity in Port Jervis, NY is hispanic, making up 17.6% of the population. Foreign-born residents account for 9.6% of the population in Port Jervis, NY, and this percentage has increased by 95.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
66.9%-15.3%
% Black
6.2%37.8%
% Hispanic
17.6%70.9%
% Asian
3.4%54.5%
% Foreign Born
9.6%95.9%
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Mortgage and Risk — Port Jervis, NY

According to HUD data as of 2023, there were 242 mortgage originations in Port Jervis, NY, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Port Jervis, NY. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
242
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
3.0%
% Second Loans
2.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Port Jervis, NY

As of 2024, the percent of homes in Port Jervis, NY under the Section 8 program is 25.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Port Jervis, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
622
Total Units Section 8
541
% Rentals under Section 8
25.4%
% Occupied Section 8
59.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$120$1,400$1,280
2 Bedroom-$100$1,750$1,650
3 Bedroom-$210$2,300$2,090
4 Bedroom-$190$2,500$2,310

Affordability — Port Jervis, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4
Median Home Price$313,000
Median Household Income$67,900

Port Jervis, NY — ZIP Code Boundary Map

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Frequently Asked Questions