Argyle, NY—12809
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Argyle, NY
As of Oct '25, the median home price in Argyle, NY is $268,000, with a year-over-year change of -1.6%. This indicates that home prices in Argyle, NY are decreasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $268,000 | -1.6% |
| Single Family | $268,000 | -1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $239,000 | -3.6% |
3 Bed | $282,000 | -1.4% |
4 Bed | $322,000 | -0.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Argyle, NY
Argyle, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Argyle, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Argyle, NY is 42. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $390,000 | -4.0% |
Listing Count | 14 | -22.0% |
| Listings as % of Homes | 0.5% | -22.0% |
Days on Market | 42 | -8.0% |
Demographics — Argyle, NY
As of the latest ACS Survey released in 2023, Argyle, NY has a population of 3,640, which has increased by 4.2% over the past 5 years. Argyle, NY is a moderately popular place for families, as children make up 19.9% of the population. The area has a poorly educated workforce, with 20.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,640 | 4.2% |
% Under 18 | 19.9% | 3.6% |
% Seniors | 21.2% | 10.4% |
% WFH | 7.7% | 492.3% |
% w/ College Degree | 20.8% | 0.0% |
As of the latest ACS Survey released in 2023, Argyle, NY is a predominantly white area, with 94.8% of the population identifying as white. The white population has shrunk by 3.8% in the last 5 years. The second most common race or ethnicity in Argyle, NY is hispanic, making up 1.7% of the population. Foreign-born residents account for 2.1% of the population in Argyle, NY, and this percentage has increased by 110.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.8% | -3.8% |
% Black | 0.3% | 50.0% |
% Hispanic | 1.7% | 183.3% |
% Asian | 0.3% | ∞% |
% Foreign Born | 2.1% | 110.0% |
Mortgage and Risk — Argyle, NY
According to HUD data as of 2023, there were 62 mortgage originations in Argyle, NY, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Argyle, NY. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 62 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Argyle, NY
Argyle, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 12 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | 3.4% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,040 |
| 2 Bedroom | N/A | N/A | $1,300 |
| 3 Bedroom | N/A | N/A | $1,680 |
| 4 Bedroom | N/A | N/A | $1,720 |
Affordability — Argyle, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $268,000 |
| Median Household Income | $74,600 |