Comstock, NY—12821
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Comstock, NY
As of Oct '25, the median home price in Comstock, NY is $240,000, with a year-over-year change of -0.1%. This indicates that home prices in Comstock, NY are flat. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $240,000 | -0.1% |
| Single Family | $240,000 | -0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Comstock, NY
Comstock, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,850 | $2,850 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $2,850 | $2,850 |
% of Rental Stock
Property Listings — Comstock, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Comstock, NY is 16. This is a increase of 100.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 200.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $279,000 | 10.0% |
Listing Count | 1 | 33.0% |
| Listings as % of Homes | N/A | 33.0% |
Days on Market | 16 | 100.0% |
Demographics — Comstock, NY
As of the latest ACS Survey released in 2023, Comstock, NY has a population of 2,230, which has decreased by -19.5% over the past 5 years. Comstock, NY is a less popular place for families, as children make up 2.8% of the population. The area has a poorly educated workforce, with 2.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,230 | -19.5% |
% Under 18 | 2.8% | 86.7% |
% Seniors | 6.6% | 73.7% |
% WFH | 4.0% | ∞% |
% w/ College Degree | 2.7% | -48.1% |
As of the latest ACS Survey released in 2023, Comstock, NY is a predominantly black area, with 44.3% of the population identifying as black. The black population has shrunk by 15.0% in the last 5 years. The second most common race or ethnicity in Comstock, NY is white, making up 36.2% of the population. Foreign-born residents account for 8.9% of the population in Comstock, NY, and this percentage has increased by 7.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 36.2% | 30.7% |
% Black | 44.3% | -15.0% |
% Hispanic | 19.7% | -22.1% |
% Asian | 0.7% | -12.5% |
% Foreign Born | 8.9% | 7.2% |
Mortgage and Risk — Comstock, NY
According to HUD data as of 2023, there were 25 mortgage originations in Comstock, NY, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Comstock, NY. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 25 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 0.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Comstock, NY
Comstock, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $980 |
| 2 Bedroom | N/A | N/A | $1,230 |
| 3 Bedroom | N/A | N/A | $1,590 |
| 4 Bedroom | -$1,220 | $2,850 | $1,630 |
Affordability — Comstock, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | N/A |
| Median Home Price | $240,000 |
| Median Household Income | $32,300 |