Fort Ann, NY—12827
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fort Ann, NY
As of Oct '25, the median home price in Fort Ann, NY is $268,000, with a year-over-year change of -0.0%. This indicates that home prices in Fort Ann, NY are flat. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $268,000 | -0.0% |
| Single Family | $268,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $245,000 | -0.8% |
3 Bed | $279,000 | -0.7% |
4 Bed | $314,000 | 1.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fort Ann, NY
Fort Ann, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Fort Ann, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Fort Ann, NY is 65. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $598,000 | 126.0% |
Listing Count | 19 | 11.0% |
| Listings as % of Homes | 0.5% | 11.0% |
Days on Market | 65 | 2.0% |
Demographics — Fort Ann, NY
As of the latest ACS Survey released in 2023, Fort Ann, NY has a population of 3,940, which has increased by 7.4% over the past 5 years. Fort Ann, NY is a moderately popular place for families, as children make up 22.5% of the population. The area has a poorly educated workforce, with 17.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,940 | 7.4% |
% Under 18 | 22.5% | 16.6% |
% Seniors | 19.5% | 9.6% |
% WFH | 6.3% | 90.9% |
% w/ College Degree | 17.5% | -11.2% |
As of the latest ACS Survey released in 2023, Fort Ann, NY is a predominantly white area, with 88.7% of the population identifying as white. The white population has shrunk by 4.7% in the last 5 years. The second most common race or ethnicity in Fort Ann, NY is hispanic, making up 0.5% of the population. Foreign-born residents account for 0.0% of the population in Fort Ann, NY, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.7% | -4.7% |
% Black | 0.2% | -87.5% |
% Hispanic | 0.5% | -70.6% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Fort Ann, NY
According to HUD data as of 2023, there were 74 mortgage originations in Fort Ann, NY, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Fort Ann, NY. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 74 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 0.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Fort Ann, NY
Fort Ann, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 14 |
Total Units Section 8 | 14 |
% Rentals under Section 8 | 3.7% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,020 |
| 2 Bedroom | N/A | N/A | $1,280 |
| 3 Bedroom | N/A | N/A | $1,660 |
| 4 Bedroom | N/A | N/A | $1,700 |
Affordability — Fort Ann, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $268,000 |
| Median Household Income | $81,600 |