Greenwich, NY—12834
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Greenwich, NY
As of Oct '25, the median home price in Greenwich, NY is $294,000, with a year-over-year change of 0.2%. This indicates that home prices in Greenwich, NY are flat. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $294,000 | 0.2% |
| Single Family | $293,000 | 0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $246,000 | -0.8% |
3 Bed | $299,000 | 1.0% |
4 Bed | $345,000 | 1.2% |
| 5 Bed | $414,000 | -0.5% |
% of Housing Stock
Rental Trends — Greenwich, NY
Greenwich, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,480 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,200 | $1,200 |
| 3 Bed Rent | $1,750 | $1,750 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Greenwich, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Greenwich, NY is 69. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $343,000 | -9.0% |
Listing Count | 29 | 9.0% |
| Listings as % of Homes | 0.7% | 9.0% |
Days on Market | 69 | -2.0% |
Demographics — Greenwich, NY
As of the latest ACS Survey released in 2023, Greenwich, NY has a population of 6,140, which has decreased by -2.4% over the past 5 years. Greenwich, NY is a moderately popular place for families, as children make up 16.9% of the population. The area has a moderately educated workforce, with 29.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,140 | -2.4% |
% Under 18 | 16.9% | -8.2% |
% Seniors | 25.6% | 26.7% |
% WFH | 10.5% | 114.3% |
% w/ College Degree | 29.3% | -9.8% |
As of the latest ACS Survey released in 2023, Greenwich, NY is a predominantly white area, with 94.8% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Greenwich, NY is hispanic, making up 2.5% of the population. Foreign-born residents account for 3.7% of the population in Greenwich, NY, and this percentage has increased by 146.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.8% | -2.3% |
% Black | 0.2% | 0.0% |
% Hispanic | 2.5% | 56.2% |
% Asian | 1.1% | 450.0% |
% Foreign Born | 3.7% | 146.7% |
Mortgage and Risk — Greenwich, NY
According to HUD data as of 2023, there were 122 mortgage originations in Greenwich, NY, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Greenwich, NY. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 122 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Greenwich, NY
Greenwich, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 2.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,160 |
| 2 Bedroom | $250 | $1,200 | $1,450 |
| 3 Bedroom | $130 | $1,750 | $1,880 |
| 4 Bedroom | N/A | N/A | $1,920 |
Affordability — Greenwich, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $294,000 |
| Median Household Income | $82,900 |