North Creek, NY—12853
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — North Creek, NY
As of Oct '25, the median home price in North Creek, NY is $292,000, with a year-over-year change of -3.1%. This indicates that home prices in North Creek, NY are decreasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $292,000 | -3.1% |
| Single Family | $292,000 | -3.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $264,000 | -0.8% |
3 Bed | $303,000 | -2.3% |
4 Bed | $373,000 | 0.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — North Creek, NY
As of July '25, Rentcast reports the average rent in North Creek, NY is $1,460, with a year-over-year rent change of 62.2%. Per bedroom, the median rent as of July '25 in North Creek, NY is 1-bedrooms: $1,200, 2-bedrooms: $2,250. The most common rental property sizes in North Creek, NY are 3-bedroom and 1-bedroom, accounting for 74.5% and 15.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,340 | $1,460 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,340 | $1,200 |
| 2 Bed Rent | $2,250 | $2,250 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — North Creek, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in North Creek, NY is 54. This is a increase of 38.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $299,000 | -32.0% |
Listing Count | 19 | -4.0% |
| Listings as % of Homes | 0.9% | -4.0% |
Days on Market | 54 | 38.0% |
Demographics — North Creek, NY
As of the latest ACS Survey released in 2023, North Creek, NY has a population of 1,380, which has decreased by -12.2% over the past 5 years. North Creek, NY is a moderately popular place for families, as children make up 20.4% of the population. The area has a poorly educated workforce, with 22.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,380 | -12.2% |
% Under 18 | 20.4% | 11.5% |
% Seniors | 29.3% | -3.0% |
% WFH | 4.8% | -55.6% |
% w/ College Degree | 22.1% | -2.2% |
As of the latest ACS Survey released in 2023, North Creek, NY is a predominantly white area, with 92.3% of the population identifying as white. The white population has shrunk by 2.9% in the last 5 years. The second most common race or ethnicity in North Creek, NY is asian, making up 2.7% of the population. Foreign-born residents account for 0.5% of the population in North Creek, NY, and this percentage has decreased by 85.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.3% | -2.9% |
% Black | 0.8% | ∞% |
% Hispanic | 1.9% | 46.2% |
% Asian | 2.7% | 170.0% |
% Foreign Born | 0.5% | -85.3% |
Mortgage and Risk — North Creek, NY
According to HUD data as of 2023, there were 69 mortgage originations in North Creek, NY, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in North Creek, NY. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 69 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 1.0% |
% Second Loans | 33.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — North Creek, NY
North Creek, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 16 |
Total Units Section 8 | 16 |
% Rentals under Section 8 | 18.6% |
% Occupied Section 8 | 94.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$280 | $1,340 | $1,060 |
| 2 Bedroom | -$930 | $2,250 | $1,320 |
| 3 Bedroom | N/A | N/A | $1,710 |
| 4 Bedroom | N/A | N/A | $1,760 |
Affordability — North Creek, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $292,000 |
| Median Household Income | $58,800 |