Putnam Station, NY—12861
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Putnam Station, NY
As of Oct '25, the median home price in Putnam Station, NY is $367,000, with a year-over-year change of -1.4%. This indicates that home prices in Putnam Station, NY are decreasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $367,000 | -1.4% |
| Single Family | $369,000 | -1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $305,000 | -2.6% |
3 Bed | $379,000 | -3.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Putnam Station, NY
Putnam Station, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Putnam Station, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Putnam Station, NY is 80. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $699,000 | -14.0% |
Listing Count | 7 | -7.0% |
| Listings as % of Homes | 1.1% | -7.0% |
Days on Market | 80 | 7.0% |
Demographics — Putnam Station, NY
As of the latest ACS Survey released in 2023, Putnam Station, NY has a population of 516, which has decreased by -15.7% over the past 5 years. Putnam Station, NY is a moderately popular place for families, as children make up 22.5% of the population. The area has a moderately educated workforce, with 28.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 516 | -15.7% |
% Under 18 | 22.5% | 16.0% |
% Seniors | 25.2% | -27.0% |
% WFH | 12.6% | 740.0% |
% w/ College Degree | 28.8% | 56.5% |
As of the latest ACS Survey released in 2023, Putnam Station, NY is a predominantly white area, with 97.1% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Putnam Station, NY is asian, making up 0.6% of the population. Foreign-born residents account for 1.4% of the population in Putnam Station, NY, and this percentage has increased by 75.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.1% | -0.6% |
% Black | 0.0% | N/A |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.6% | 100.0% |
% Foreign Born | 1.4% | 75.0% |
Mortgage and Risk — Putnam Station, NY
According to HUD data as of 2023, there were 20 mortgage originations in Putnam Station, NY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Putnam Station, NY. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 20 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 0.0% |
% Second Loans | 60.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Putnam Station, NY
Putnam Station, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $930 |
| 2 Bedroom | N/A | N/A | $1,170 |
| 3 Bedroom | N/A | N/A | $1,500 |
| 4 Bedroom | N/A | N/A | $1,680 |
Affordability — Putnam Station, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $367,000 |
| Median Household Income | $98,100 |