Schuylerville, NY—12871
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Schuylerville, NY
As of Oct '25, the median home price in Schuylerville, NY is $312,000, with a year-over-year change of 0.9%. This indicates that home prices in Schuylerville, NY are flat. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $312,000 | 0.9% |
| Single Family | $312,000 | 0.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $253,000 | 0.4% |
3 Bed | $309,000 | 0.3% |
4 Bed | $397,000 | 2.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Schuylerville, NY
As of July '25, Rentcast reports the average rent in Schuylerville, NY is $1,520, with a year-over-year rent change of -3.2%. Per bedroom, the median rent as of July '25 in Schuylerville, NY is 1-bedrooms: $967, 4-bedrooms: $3,200. The most common rental property sizes in Schuylerville, NY are 2-bedroom and 3-bedroom, accounting for 44.2% and 25.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,000 | $1,520 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,000 | $967 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $3,200 | $3,200 |
% of Rental Stock
Property Listings — Schuylerville, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Schuylerville, NY is 76. This is a decrease of -36.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $339,000 | -30.0% |
Listing Count | 16 | 87.0% |
| Listings as % of Homes | 0.7% | 87.0% |
Days on Market | 76 | -36.0% |
Demographics — Schuylerville, NY
As of the latest ACS Survey released in 2023, Schuylerville, NY has a population of 4,000, which has decreased by -11.0% over the past 5 years. Schuylerville, NY is a moderately popular place for families, as children make up 17.6% of the population. The area has a moderately educated workforce, with 33.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,000 | -11.0% |
% Under 18 | 17.6% | -36.2% |
% Seniors | 15.0% | 7.1% |
% WFH | 14.3% | 68.2% |
% w/ College Degree | 33.8% | 10.1% |
As of the latest ACS Survey released in 2023, Schuylerville, NY is a predominantly white area, with 91.5% of the population identifying as white. The white population has shrunk by 0.2% in the last 5 years. The second most common race or ethnicity in Schuylerville, NY is hispanic, making up 4.8% of the population. Foreign-born residents account for 3.8% of the population in Schuylerville, NY, and this percentage has decreased by 17.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.5% | -0.2% |
% Black | 0.8% | -76.5% |
% Hispanic | 4.8% | 84.6% |
% Asian | 0.2% | -83.3% |
% Foreign Born | 3.8% | -17.4% |
Mortgage and Risk — Schuylerville, NY
According to HUD data as of 2023, there were 112 mortgage originations in Schuylerville, NY, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Schuylerville, NY. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 112 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 2.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Schuylerville, NY
Schuylerville, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 45 |
Total Units Section 8 | 45 |
% Rentals under Section 8 | 10.9% |
% Occupied Section 8 | 72.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $80 | $1,000 | $1,080 |
| 2 Bedroom | N/A | N/A | $1,310 |
| 3 Bedroom | N/A | N/A | $1,580 |
| 4 Bedroom | -$1,460 | $3,200 | $1,740 |
Affordability — Schuylerville, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $312,000 |
| Median Household Income | $83,800 |