Champlain, NY—12919
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Champlain, NY
As of Oct '25, the median home price in Champlain, NY is $192,000, with a year-over-year change of 4.1%. This indicates that home prices in Champlain, NY are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $192,000 | 4.1% |
| Single Family | $192,000 | 4.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $163,000 | 1.2% |
3 Bed | $202,000 | 4.1% |
4 Bed | $207,000 | 5.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Champlain, NY
Champlain, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Champlain, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Champlain, NY is 68. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $295,000 | 47.0% |
Listing Count | 16 | 45.0% |
| Listings as % of Homes | 0.5% | 45.0% |
Days on Market | 68 | -14.0% |
Demographics — Champlain, NY
As of the latest ACS Survey released in 2023, Champlain, NY has a population of 2,790, which has decreased by -10.6% over the past 5 years. Champlain, NY is a moderately popular place for families, as children make up 23.1% of the population. The area has a poorly educated workforce, with 24.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,790 | -10.6% |
% Under 18 | 23.1% | -18.4% |
% Seniors | 22.0% | 66.7% |
% WFH | 8.6% | 975.0% |
% w/ College Degree | 24.3% | 64.2% |
As of the latest ACS Survey released in 2023, Champlain, NY is a predominantly white area, with 91.0% of the population identifying as white. The white population has shrunk by 7.8% in the last 5 years. The second most common race or ethnicity in Champlain, NY is hispanic, making up 2.5% of the population. Foreign-born residents account for 5.7% of the population in Champlain, NY, and this percentage has increased by 90.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.0% | -7.8% |
% Black | 2.2% | ∞% |
% Hispanic | 2.5% | 733.3% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 5.7% | 90.0% |
Mortgage and Risk — Champlain, NY
According to HUD data as of 2023, there were 25 mortgage originations in Champlain, NY, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 52.0% above 90% LTV (very high). This implies large mortgage risk in Champlain, NY. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 25 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Champlain, NY
Champlain, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 57 |
Total Units Section 8 | 57 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 93.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $940 |
| 2 Bedroom | N/A | N/A | $1,190 |
| 3 Bedroom | N/A | N/A | $1,430 |
| 4 Bedroom | N/A | N/A | $1,580 |
Affordability — Champlain, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $192,000 |
| Median Household Income | $77,100 |