Chateaugay, NY—12920
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chateaugay, NY
As of Oct '25, the median home price in Chateaugay, NY is $159,000, with a year-over-year change of 0.0%. This indicates that home prices in Chateaugay, NY are flat. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $159,000 | 0.0% |
| Single Family | $159,000 | 0.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $167,000 | -1.8% |
3 Bed | $169,000 | -0.6% |
4 Bed | $159,000 | 4.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Chateaugay, NY
Chateaugay, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $700 | $700 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $700 | $700 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Chateaugay, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Chateaugay, NY is 105. This is a increase of 67.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $147,000 | -11.0% |
Listing Count | 17 | 73.0% |
| Listings as % of Homes | 0.4% | 73.0% |
Days on Market | 105 | 67.0% |
Demographics — Chateaugay, NY
As of the latest ACS Survey released in 2023, Chateaugay, NY has a population of 2,510, which has increased by 7.3% over the past 5 years. Chateaugay, NY is a moderately popular place for families, as children make up 25.0% of the population. The area has a poorly educated workforce, with 21.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,510 | 7.3% |
% Under 18 | 25.0% | 28.2% |
% Seniors | 17.9% | 8.5% |
% WFH | 1.7% | -76.4% |
% w/ College Degree | 21.0% | 29.6% |
As of the latest ACS Survey released in 2023, Chateaugay, NY is a predominantly white area, with 89.4% of the population identifying as white. The white population has shrunk by 6.2% in the last 5 years. The second most common race or ethnicity in Chateaugay, NY is black, making up 3.9% of the population. Foreign-born residents account for 2.7% of the population in Chateaugay, NY, and this percentage has decreased by 10.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.4% | -6.2% |
% Black | 3.9% | 116.7% |
% Hispanic | 3.0% | 114.3% |
% Asian | 0.4% | -33.3% |
% Foreign Born | 2.7% | -10.0% |
Mortgage and Risk — Chateaugay, NY
According to HUD data as of 2023, there were 57 mortgage originations in Chateaugay, NY, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Chateaugay, NY. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 57 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 2.0% |
% Second Loans | 9.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Chateaugay, NY
Chateaugay, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 26 |
Total Units Section 8 | 26 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $300 | $700 | $1,000 |
| 2 Bedroom | N/A | N/A | $1,190 |
| 3 Bedroom | N/A | N/A | $1,500 |
| 4 Bedroom | N/A | N/A | $1,730 |
Affordability — Chateaugay, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $159,000 |
| Median Household Income | $70,700 |