Tupper Lake, NY—12986
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Tupper Lake, NY
As of Oct '25, the median home price in Tupper Lake, NY is $205,000, with a year-over-year change of 1.2%. This indicates that home prices in Tupper Lake, NY are increasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $205,000 | 1.2% |
| Single Family | $205,000 | 0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $188,000 | -4.6% |
2 Bed | $184,000 | 0.0% |
3 Bed | $203,000 | 1.0% |
4 Bed | $245,000 | 1.7% |
| 5 Bed | $609,000 | 2.4% |
% of Housing Stock
Rental Trends — Tupper Lake, NY
Tupper Lake, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,000 | $1,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,000 | $1,000 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Tupper Lake, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Tupper Lake, NY is 78. This is a increase of 41.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $285,000 | 0.0% |
Listing Count | 47 | 5.0% |
| Listings as % of Homes | 0.6% | 5.0% |
Days on Market | 78 | 41.0% |
Demographics — Tupper Lake, NY
As of the latest ACS Survey released in 2023, Tupper Lake, NY has a population of 5,300, which has decreased by -12.6% over the past 5 years. Tupper Lake, NY is a moderately popular place for families, as children make up 18.6% of the population. The area has a poorly educated workforce, with 22.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,300 | -12.6% |
% Under 18 | 18.6% | -0.5% |
% Seniors | 24.3% | 38.1% |
% WFH | 4.1% | -6.8% |
% w/ College Degree | 22.6% | -1.7% |
As of the latest ACS Survey released in 2023, Tupper Lake, NY is a predominantly white area, with 95.1% of the population identifying as white. The white population has grown by 1.7% in the last 5 years. The second most common race or ethnicity in Tupper Lake, NY is black, making up 1.5% of the population. Foreign-born residents account for 2.4% of the population in Tupper Lake, NY, and this percentage has increased by 60.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.1% | 1.7% |
% Black | 1.5% | -16.7% |
% Hispanic | 1.1% | -57.7% |
% Asian | 0.1% | -50.0% |
% Foreign Born | 2.4% | 60.0% |
Mortgage and Risk — Tupper Lake, NY
According to HUD data as of 2023, there were 52 mortgage originations in Tupper Lake, NY, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Tupper Lake, NY. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 52 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 2.0% |
% Second Loans | 10.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Tupper Lake, NY
Tupper Lake, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 156 |
Total Units Section 8 | 65 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 86.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $800 |
| 2 Bedroom | -$50 | $1,000 | $950 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,380 |
Affordability — Tupper Lake, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $205,000 |
| Median Household Income | $60,700 |