View in Interactive Map

Vermontville, NY—12989

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$243,000
2.9% YoY Growth
Household Income
$78,400
12.9% YoY Growth
Days on Market
202
74.0% Longer YoY
Home Price Forecast
1.5%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Vermontville, NY

As of Dec '25, the median home price in Vermontville, NY is $243,000, with a year-over-year change of -2.9%. This indicates that home prices in Vermontville, NY are decreasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$243,000-2.9%
Single Family $242,000-2.4%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$222,000-2.2%
    3 Bed
    		$287,000-2.4%
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
    Loading chart...

    % of Housing Stock

    Studio
    4.6%
    1 Bedroom
    9.3%
    2 Bedrooms
    23.4%
    3 Bedrooms
    46.0%
    4 Bedrooms
    15.0%
    5+ Bedrooms
    1.7%

    Rental Trends — Vermontville, NY

    Vermontville, NY lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average RentN/AN/A
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
    Loading chart...

    % of Rental Stock

    1 Bedroom
    26.2%
    3 Bedrooms
    66.7%
    4 Bedrooms
    7.1%

    Property Listings — Vermontville, NY

    As of Dec '25, Realtor.com reports that the median days on market for a home in Vermontville, NY is 169. This is a increase of 92.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 44.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$281,000-13.0%
    Listing Count
    		9-15.0%
    Listings as % of Homes0.8%-15.0%
    Days on Market
    		20274.0%
    Loading chart...

    Demographics — Vermontville, NY

    As of the latest ACS Survey released in 2023, Vermontville, NY has a population of 1,010, which has decreased by -1.2% over the past 5 years. Vermontville, NY is a moderately popular place for families, as children make up 16.8% of the population. The area has a poorly educated workforce, with 24.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		1,010-1.2%
    % Under 18
    		16.8%9.1%
    % Seniors
    		28.6%11.3%
    % WFH
    		7.0%112.1%
    % w/ College Degree
    		24.2%-24.4%
    Loading chart...

    As of the latest ACS Survey released in 2023, Vermontville, NY is a predominantly white area, with 92.9% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Vermontville, NY is asian, making up 0.9% of the population. Foreign-born residents account for 0.9% of the population in Vermontville, NY, and this percentage has decreased by 79.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		92.9%-0.6%
    % Black
    		0.0%N/A
    % Hispanic
    		0.0%-100.0%
    % Asian
    		0.9%-71.0%
    % Foreign Born
    		0.9%-79.5%
    Loading chart...

    Mortgage and Risk — Vermontville, NY

    According to HUD data as of 2023, there were 30 mortgage originations in Vermontville, NY, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Vermontville, NY. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		30
    % Conventional Loans
    		100.0%
    % Government Loans
    		0.0%
    % Investor Loans
    		0.0%
    % Second Loans
    		20.0%
    % Cash Out Refinance
    		13.0%
    Loading chart...
    Loading chart...

    Rentals and Section 8 — Vermontville, NY

    Vermontville, NY lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		N/A
    Total Units Section 8
    		N/A
    % Rentals under Section 8
    		N/A
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$850
    2 BedroomN/AN/A$1,060
    3 BedroomN/AN/A$1,330
    4 BedroomN/AN/A$1,500

    Affordability — Vermontville, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3
    Median Home Price$243,000
    Median Household Income$78,400

    Vermontville, NY — ZIP Code Boundary Map

    Loading map...

    Nearby ZIP Codes

    Bloomingdale, NY

    12913

    Gabriels

    12939

    Rainbow Lake

    12976

    Owls Head, NY

    12969

    Saranac Lake, NY

    12983

    Frequently Asked Questions