Vermontville, NY—12989
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Vermontville, NY
As of Oct '25, the median home price in Vermontville, NY is $242,000, with a year-over-year change of -3.1%. This indicates that home prices in Vermontville, NY are decreasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $242,000 | -3.1% |
| Single Family | $242,000 | -3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $223,000 | -3.0% |
3 Bed | $288,000 | -3.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Vermontville, NY
Vermontville, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Vermontville, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Vermontville, NY is 149. This is a increase of 120.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $325,000 | -16.0% |
Listing Count | 10 | 13.0% |
| Listings as % of Homes | 0.8% | 13.0% |
Days on Market | 149 | 120.0% |
Demographics — Vermontville, NY
As of the latest ACS Survey released in 2023, Vermontville, NY has a population of 1,010, which has decreased by -1.2% over the past 5 years. Vermontville, NY is a moderately popular place for families, as children make up 16.8% of the population. The area has a poorly educated workforce, with 24.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,010 | -1.2% |
% Under 18 | 16.8% | 9.1% |
% Seniors | 28.6% | 11.3% |
% WFH | 7.0% | 112.1% |
% w/ College Degree | 24.2% | -24.4% |
As of the latest ACS Survey released in 2023, Vermontville, NY is a predominantly white area, with 92.9% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Vermontville, NY is asian, making up 0.9% of the population. Foreign-born residents account for 0.9% of the population in Vermontville, NY, and this percentage has decreased by 79.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.9% | -0.6% |
% Black | 0.0% | N/A |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.9% | -71.0% |
% Foreign Born | 0.9% | -79.5% |
Mortgage and Risk — Vermontville, NY
According to HUD data as of 2023, there were 30 mortgage originations in Vermontville, NY, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Vermontville, NY. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 30 |
% Conventional Loans | 100.0% |
% Government Loans | 0.0% |
% Investor Loans | 0.0% |
% Second Loans | 20.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Vermontville, NY
Vermontville, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $850 |
| 2 Bedroom | N/A | N/A | $1,060 |
| 3 Bedroom | N/A | N/A | $1,330 |
| 4 Bedroom | N/A | N/A | $1,500 |
Affordability — Vermontville, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $242,000 |
| Median Household Income | $78,400 |