West Chazy, NY—12992
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — West Chazy, NY
As of Oct '25, the median home price in West Chazy, NY is $212,000, with a year-over-year change of 1.5%. This indicates that home prices in West Chazy, NY are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $212,000 | 1.5% |
| Single Family | $212,000 | 1.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $180,000 | 2.3% |
3 Bed | $220,000 | 1.9% |
4 Bed | $242,000 | 3.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — West Chazy, NY
West Chazy, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — West Chazy, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in West Chazy, NY is 39. This is a decrease of -52.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $207,000 | 45.0% |
Listing Count | 12 | -27.0% |
| Listings as % of Homes | 0.3% | -27.0% |
Days on Market | 39 | -52.0% |
Demographics — West Chazy, NY
As of the latest ACS Survey released in 2023, West Chazy, NY has a population of 4,130, which has decreased by -8.6% over the past 5 years. West Chazy, NY is a moderately popular place for families, as children make up 16.3% of the population. The area has a poorly educated workforce, with 18.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,130 | -8.6% |
% Under 18 | 16.3% | -27.2% |
% Seniors | 20.4% | 20.0% |
% WFH | 3.8% | 81.0% |
% w/ College Degree | 18.9% | 5.0% |
As of the latest ACS Survey released in 2023, West Chazy, NY is a predominantly white area, with 93.8% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in West Chazy, NY is hispanic, making up 3.6% of the population. Foreign-born residents account for 2.8% of the population in West Chazy, NY, and this percentage has decreased by 20.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.8% | -1.5% |
% Black | 0.8% | 700.0% |
% Hispanic | 3.6% | 56.5% |
% Asian | 0.5% | -50.0% |
% Foreign Born | 2.8% | -20.0% |
Mortgage and Risk — West Chazy, NY
According to HUD data as of 2023, there were 41 mortgage originations in West Chazy, NY, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 49.0% above 90% LTV (very high). This implies large mortgage risk in West Chazy, NY. Investor activity is low, as 2.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 41 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — West Chazy, NY
West Chazy, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $940 |
| 2 Bedroom | N/A | N/A | $1,190 |
| 3 Bedroom | N/A | N/A | $1,430 |
| 4 Bedroom | N/A | N/A | $1,580 |
Affordability — West Chazy, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $212,000 |
| Median Household Income | $78,200 |