Bernhards Bay, NY—13028
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bernhards Bay, NY
As of Oct '25, the median home price in Bernhards Bay, NY is $217,000, with a year-over-year change of 4.8%. This indicates that home prices in Bernhards Bay, NY are increasing. According to Zillow, the 1-year price projection is 3.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $217,000 | 4.8% |
| Single Family | $217,000 | 5.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $178,000 | 4.7% |
3 Bed | $250,000 | 4.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bernhards Bay, NY
Bernhards Bay, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bernhards Bay, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Bernhards Bay, NY is 73. This is a decrease of -19.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $365,000 | 96.0% |
Listing Count | 7 | 81.0% |
| Listings as % of Homes | 0.8% | 81.0% |
Days on Market | 73 | -19.0% |
Demographics — Bernhards Bay, NY
As of the latest ACS Survey released in 2023, Bernhards Bay, NY has a population of 913, which has decreased by -17.7% over the past 5 years. Bernhards Bay, NY is a moderately popular place for families, as children make up 24.8% of the population. The area has a poorly educated workforce, with 21.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 913 | -17.7% |
% Under 18 | 24.8% | 31.2% |
% Seniors | 15.1% | -28.1% |
% WFH | 22.6% | 527.8% |
% w/ College Degree | 21.8% | 75.8% |
As of the latest ACS Survey released in 2023, Bernhards Bay, NY is a predominantly white area, with 92.9% of the population identifying as white. The white population has shrunk by 4.5% in the last 5 years. The second most common race or ethnicity in Bernhards Bay, NY is hispanic, making up 3.7% of the population. Foreign-born residents account for 2.1% of the population in Bernhards Bay, NY, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.9% | -4.5% |
% Black | 0.0% | N/A |
% Hispanic | 3.7% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 2.1% | ∞% |
Mortgage and Risk — Bernhards Bay, NY
Bernhards Bay, NY lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Bernhards Bay, NY
Bernhards Bay, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 15.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,020 |
| 2 Bedroom | N/A | N/A | $1,260 |
| 3 Bedroom | N/A | N/A | $1,540 |
| 4 Bedroom | N/A | N/A | $1,760 |
Affordability — Bernhards Bay, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.9 |
| Median Home Price | $217,000 |
| Median Household Income | $88,900 |