Chittenango, NY—13037
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chittenango, NY
As of Oct '25, the median home price in Chittenango, NY is $260,000, with a year-over-year change of 6.1%. This indicates that home prices in Chittenango, NY are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $260,000 | 6.1% |
| Single Family | $260,000 | 5.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $175,000 | 4.2% |
3 Bed | $253,000 | 5.4% |
4 Bed | $346,000 | 6.5% |
| 5 Bed | $337,000 | 7.0% |
% of Housing Stock
Rental Trends — Chittenango, NY
As of July '25, Rentcast reports the average rent in Chittenango, NY is $2,170, with a year-over-year rent change of 77.9%. Per bedroom, the median rent as of July '25 in Chittenango, NY is 1-bedrooms: $1,450, 2-bedrooms: $2,300, 3-bedrooms: $2,350, 4-bedrooms: $2,400. The most common rental property sizes in Chittenango, NY are 2-bedroom and 3-bedroom, accounting for 66.1% and 14.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,170 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,450 | $1,450 |
| 2 Bed Rent | $2,300 | $2,300 |
| 3 Bed Rent | $1,700 | $2,350 |
| 4 Bed Rent | $2,400 | $2,400 |
% of Rental Stock
Property Listings — Chittenango, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Chittenango, NY is 52. This is a increase of 45.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $400,000 | 5.0% |
Listing Count | 34 | -14.0% |
| Listings as % of Homes | 0.4% | -14.0% |
Days on Market | 52 | 45.0% |
Demographics — Chittenango, NY
As of the latest ACS Survey released in 2023, Chittenango, NY has a population of 9,520, which has remained stable by 0.8% over the past 5 years. Chittenango, NY is a moderately popular place for families, as children make up 23.3% of the population. The area has a moderately educated workforce, with 33.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,520 | 0.8% |
% Under 18 | 23.3% | -1.7% |
% Seniors | 18.8% | 16.8% |
% WFH | 10.8% | 129.8% |
% w/ College Degree | 33.6% | 13.5% |
As of the latest ACS Survey released in 2023, Chittenango, NY is a predominantly white area, with 92.4% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Chittenango, NY is hispanic, making up 3.5% of the population. Foreign-born residents account for 2.9% of the population in Chittenango, NY, and this percentage has increased by 26.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.4% | -2.3% |
% Black | 0.4% | -76.5% |
% Hispanic | 3.5% | 59.1% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.9% | 26.1% |
Mortgage and Risk — Chittenango, NY
According to HUD data as of 2023, there were 128 mortgage originations in Chittenango, NY, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Chittenango, NY. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 128 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Chittenango, NY
As of 2024, the percent of homes in Chittenango, NY under the Section 8 program is 3.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Chittenango, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 26 |
Total Units Section 8 | 26 |
% Rentals under Section 8 | 3.2% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$550 | $1,450 | $900 |
| 2 Bedroom | -$1,190 | $2,300 | $1,110 |
| 3 Bedroom | -$340 | $1,700 | $1,360 |
| 4 Bedroom | -$870 | $2,400 | $1,530 |
Affordability — Chittenango, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $260,000 |
| Median Household Income | $79,200 |