Gayville, NY—13044
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Gayville, NY
As of Oct '25, the median home price in Gayville, NY is $238,000, with a year-over-year change of 2.2%. This indicates that home prices in Gayville, NY are increasing. According to Zillow, the 1-year price projection is 3.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $238,000 | 2.2% |
| Single Family | $238,000 | 2.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $196,000 | 2.6% |
3 Bed | $246,000 | 2.1% |
4 Bed | $277,000 | 1.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Gayville, NY
Gayville, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,600 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,200 | $1,200 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Gayville, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Gayville, NY is 92. This is a increase of 266.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $251,000 | -22.0% |
Listing Count | 9 | 115.0% |
| Listings as % of Homes | 0.3% | 115.0% |
Days on Market | 92 | 266.0% |
Demographics — Gayville, NY
As of the latest ACS Survey released in 2023, Gayville, NY has a population of 2,880, which has increased by 10.0% over the past 5 years. Gayville, NY is a moderately popular place for families, as children make up 18.3% of the population. The area has a poorly educated workforce, with 13.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,880 | 10.0% |
% Under 18 | 18.3% | -6.6% |
% Seniors | 18.8% | 16.8% |
% WFH | 16.0% | 515.4% |
% w/ College Degree | 13.0% | -11.0% |
As of the latest ACS Survey released in 2023, Gayville, NY is a predominantly white area, with 91.0% of the population identifying as white. The white population has shrunk by 7.4% in the last 5 years. The second most common race or ethnicity in Gayville, NY is hispanic, making up 7.0% of the population. Foreign-born residents account for 2.8% of the population in Gayville, NY, and this percentage has increased by 33.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.0% | -7.4% |
% Black | 0.0% | N/A |
% Hispanic | 7.0% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 2.8% | 33.3% |
Mortgage and Risk — Gayville, NY
According to HUD data as of 2023, there were 89 mortgage originations in Gayville, NY, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Gayville, NY. Investor activity is low, as 0.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 89 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 0.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Gayville, NY
Gayville, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 6.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $980 |
| 2 Bedroom | N/A | N/A | $1,210 |
| 3 Bedroom | $280 | $1,200 | $1,480 |
| 4 Bedroom | N/A | N/A | $1,670 |
Affordability — Gayville, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $238,000 |
| Median Household Income | $69,300 |