De Ruyter, NY—13052
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — De Ruyter, NY
As of Oct '25, the median home price in De Ruyter, NY is $240,000, with a year-over-year change of 3.8%. This indicates that home prices in De Ruyter, NY are increasing. According to Zillow, the 1-year price projection is 3.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $240,000 | 3.8% |
| Single Family | $241,000 | 4.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $257,000 | 5.8% |
3 Bed | $263,000 | 4.8% |
4 Bed | $224,000 | 5.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — De Ruyter, NY
De Ruyter, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — De Ruyter, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in De Ruyter, NY is 116. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $225,000 | -15.0% |
Listing Count | 6 | 11.0% |
| Listings as % of Homes | 0.5% | 11.0% |
Days on Market | 116 | -20.0% |
Demographics — De Ruyter, NY
As of the latest ACS Survey released in 2023, De Ruyter, NY has a population of 1,760, which has increased by 15.8% over the past 5 years. De Ruyter, NY is a moderately popular place for families, as children make up 19.2% of the population. The area has a poorly educated workforce, with 22.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,760 | 15.8% |
% Under 18 | 19.2% | -26.4% |
% Seniors | 18.2% | -25.4% |
% WFH | 7.3% | 102.8% |
% w/ College Degree | 22.2% | 20.0% |
As of the latest ACS Survey released in 2023, De Ruyter, NY is a predominantly white area, with 98.0% of the population identifying as white. The white population has grown by 0.2% in the last 5 years. The second most common race or ethnicity in De Ruyter, NY is hispanic, making up 0.5% of the population. Foreign-born residents account for 2.4% of the population in De Ruyter, NY, and this percentage has increased by 71.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.0% | 0.2% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.5% | -28.6% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.4% | 71.4% |
Mortgage and Risk — De Ruyter, NY
According to HUD data as of 2023, there were 49 mortgage originations in De Ruyter, NY, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in De Ruyter, NY. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 49 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 4.0% |
% Second Loans | 10.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — De Ruyter, NY
De Ruyter, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 2.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $900 |
| 2 Bedroom | N/A | N/A | $1,100 |
| 3 Bedroom | N/A | N/A | $1,380 |
| 4 Bedroom | N/A | N/A | $1,610 |
Affordability — De Ruyter, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $240,000 |
| Median Household Income | $78,800 |