Mc Graw, NY—13101
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mc Graw, NY
As of Oct '25, the median home price in Mc Graw, NY is $171,000, with a year-over-year change of 6.4%. This indicates that home prices in Mc Graw, NY are increasing. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $171,000 | 6.4% |
| Single Family | $171,000 | 6.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $147,000 | 8.1% |
3 Bed | $174,000 | 6.7% |
4 Bed | $190,000 | 6.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mc Graw, NY
Mc Graw, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mc Graw, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Mc Graw, NY is 33. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $110,000 | -12.0% |
Listing Count | 3 | -55.0% |
| Listings as % of Homes | 0.1% | -55.0% |
Days on Market | 33 | -20.0% |
Demographics — Mc Graw, NY
As of the latest ACS Survey released in 2023, Mc Graw, NY has a population of 2,220, which has decreased by -3.5% over the past 5 years. Mc Graw, NY is a popular place for families, as children make up 26.7% of the population. The area has a poorly educated workforce, with 15.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,220 | -3.5% |
% Under 18 | 26.7% | 13.6% |
% Seniors | 19.9% | 25.2% |
% WFH | 2.9% | -9.4% |
% w/ College Degree | 15.6% | -10.3% |
As of the latest ACS Survey released in 2023, Mc Graw, NY is a predominantly white area, with 94.4% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Mc Graw, NY is hispanic, making up 1.9% of the population. Foreign-born residents account for 0.4% of the population in Mc Graw, NY, and this percentage has increased by 33.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.4% | -1.7% |
% Black | 0.0% | -100.0% |
% Hispanic | 1.9% | 72.7% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.4% | 33.3% |
Mortgage and Risk — Mc Graw, NY
According to HUD data as of 2023, there were 33 mortgage originations in Mc Graw, NY, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Mc Graw, NY. Investor activity is low, as 6.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 33 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 6.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Mc Graw, NY
Mc Graw, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 23 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $880 |
| 2 Bedroom | N/A | N/A | $1,090 |
| 3 Bedroom | N/A | N/A | $1,350 |
| 4 Bedroom | N/A | N/A | $1,830 |
Affordability — Mc Graw, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $171,000 |
| Median Household Income | $62,700 |