Camden, NY—13316
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Camden, NY
As of Oct '25, the median home price in Camden, NY is $192,000, with a year-over-year change of 10.3%. This indicates that home prices in Camden, NY are increasing. According to Zillow, the 1-year price projection is 3.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $192,000 | 10.3% |
| Single Family | $193,000 | 10.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $175,000 | 8.7% |
3 Bed | $204,000 | 9.7% |
4 Bed | $222,000 | 11.0% |
| 5 Bed | $212,000 | 13.4% |
% of Housing Stock
Rental Trends — Camden, NY
Camden, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Camden, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Camden, NY is 81. This is a decrease of -31.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $135,000 | -24.0% |
Listing Count | 32 | 1.0% |
| Listings as % of Homes | 0.8% | 1.0% |
Days on Market | 81 | -31.0% |
Demographics — Camden, NY
As of the latest ACS Survey released in 2023, Camden, NY has a population of 5,920, which has decreased by -4.1% over the past 5 years. Camden, NY is a moderately popular place for families, as children make up 19.9% of the population. The area has a poorly educated workforce, with 20.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,920 | -4.1% |
% Under 18 | 19.9% | -6.6% |
% Seniors | 27.9% | 41.6% |
% WFH | 9.5% | 120.9% |
% w/ College Degree | 20.9% | 18.8% |
As of the latest ACS Survey released in 2023, Camden, NY is a predominantly white area, with 93.2% of the population identifying as white. The white population has shrunk by 3.1% in the last 5 years. The second most common race or ethnicity in Camden, NY is hispanic, making up 1.2% of the population. Foreign-born residents account for 0.7% of the population in Camden, NY, and this percentage has decreased by 61.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.2% | -3.1% |
% Black | 1.0% | 25.0% |
% Hispanic | 1.2% | -20.0% |
% Asian | 0.4% | -20.0% |
% Foreign Born | 0.7% | -61.1% |
Mortgage and Risk — Camden, NY
According to HUD data as of 2023, there were 70 mortgage originations in Camden, NY, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Camden, NY. Investor activity is low, as 0.0% of loans were by investors. 1.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 70 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 1.0% |
Loan Activity
Rentals and Section 8 — Camden, NY
Camden, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 20 |
Total Units Section 8 | 20 |
% Rentals under Section 8 | 5.9% |
% Occupied Section 8 | 57.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $1,020 |
| 3 Bedroom | N/A | N/A | $1,250 |
| 4 Bedroom | N/A | N/A | $1,440 |
Affordability — Camden, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $192,000 |
| Median Household Income | $62,900 |