Hamilton, NY—13346
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hamilton, NY
As of Oct '25, the median home price in Hamilton, NY is $311,000, with a year-over-year change of 5.5%. This indicates that home prices in Hamilton, NY are increasing. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $311,000 | 5.5% |
| Single Family | $311,000 | 5.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $244,000 | 7.5% |
3 Bed | $303,000 | 4.8% |
4 Bed | $365,000 | 5.2% |
| 5 Bed | $450,000 | 4.4% |
% of Housing Stock
Rental Trends — Hamilton, NY
As of July '25, Rentcast reports the average rent in Hamilton, NY is $1,400, with a year-over-year rent change of 29.6%. Per bedroom, the median rent as of July '25 in Hamilton, NY is 2-bedrooms: $1,400. The most common rental property sizes in Hamilton, NY are 2-bedroom and 1-bedroom, accounting for 39.7% and 34.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $1,400 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,400 | $1,400 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hamilton, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Hamilton, NY is 82. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $494,000 | 29.0% |
Listing Count | 26 | 32.0% |
| Listings as % of Homes | 0.9% | 32.0% |
Days on Market | 82 | -14.0% |
Demographics — Hamilton, NY
As of the latest ACS Survey released in 2023, Hamilton, NY has a population of 6,280, which has increased by 3.8% over the past 5 years. Hamilton, NY is a less popular place for families, as children make up 9.5% of the population. The area has a highly educated workforce, with 46.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,280 | 3.8% |
% Under 18 | 9.5% | -19.5% |
% Seniors | 17.0% | 11.1% |
% WFH | 11.1% | 56.3% |
% w/ College Degree | 46.2% | -18.7% |
As of the latest ACS Survey released in 2023, Hamilton, NY is a predominantly white area, with 84.7% of the population identifying as white. The white population has grown by 3.5% in the last 5 years. The second most common race or ethnicity in Hamilton, NY is black, making up 4.9% of the population. Foreign-born residents account for 6.9% of the population in Hamilton, NY, and this percentage has decreased by 13.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.7% | 3.5% |
% Black | 4.9% | 36.1% |
% Hispanic | 4.2% | -31.1% |
% Asian | 3.4% | -38.2% |
% Foreign Born | 6.9% | -13.7% |
Mortgage and Risk — Hamilton, NY
According to HUD data as of 2023, there were 103 mortgage originations in Hamilton, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Hamilton, NY. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 103 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 2.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Hamilton, NY
Hamilton, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | 1.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,230 |
| 2 Bedroom | $110 | $1,400 | $1,510 |
| 3 Bedroom | N/A | N/A | $1,850 |
| 4 Bedroom | N/A | N/A | $2,080 |
Affordability — Hamilton, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $311,000 |
| Median Household Income | $65,400 |