Hartwick, NY—13348
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hartwick, NY
As of Oct '25, the median home price in Hartwick, NY is $224,000, with a year-over-year change of -4.0%. This indicates that home prices in Hartwick, NY are decreasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $224,000 | -4.0% |
| Single Family | $224,000 | -4.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $222,000 | -2.6% |
4 Bed | $270,000 | -4.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hartwick, NY
Hartwick, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hartwick, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Hartwick, NY is 35. This is a decrease of -54.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $289,000 | -46.0% |
Listing Count | 6 | -40.0% |
| Listings as % of Homes | 0.5% | -40.0% |
Days on Market | 35 | -54.0% |
Demographics — Hartwick, NY
As of the latest ACS Survey released in 2023, Hartwick, NY has a population of 1,530, which has increased by 7.8% over the past 5 years. Hartwick, NY is a less popular place for families, as children make up 14.7% of the population. The area has a moderately educated workforce, with 35.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,530 | 7.8% |
% Under 18 | 14.7% | -29.0% |
% Seniors | 13.9% | 8.6% |
% WFH | 10.6% | 89.3% |
% w/ College Degree | 35.4% | 7.6% |
As of the latest ACS Survey released in 2023, Hartwick, NY is a predominantly white area, with 95.0% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Hartwick, NY is hispanic, making up 1.6% of the population. Foreign-born residents account for 4.0% of the population in Hartwick, NY, and this percentage has increased by 37.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.0% | -2.5% |
% Black | 0.5% | -61.5% |
% Hispanic | 1.6% | ∞% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 4.0% | 37.9% |
Mortgage and Risk — Hartwick, NY
According to HUD data as of 2023, there were 23 mortgage originations in Hartwick, NY, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Hartwick, NY. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 23 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Hartwick, NY
Hartwick, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $890 |
| 2 Bedroom | N/A | N/A | $1,100 |
| 3 Bedroom | N/A | N/A | $1,330 |
| 4 Bedroom | N/A | N/A | $1,460 |
Affordability — Hartwick, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $224,000 |
| Median Household Income | $77,900 |