Mohawk, NY—13407
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mohawk, NY
As of Oct '25, the median home price in Mohawk, NY is $166,000, with a year-over-year change of 1.2%. This indicates that home prices in Mohawk, NY are increasing. According to Zillow, the 1-year price projection is 3.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $166,000 | 1.2% |
| Single Family | $166,000 | 1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $148,000 | 2.1% |
3 Bed | $171,000 | 1.2% |
4 Bed | $182,000 | 1.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mohawk, NY
As of July '25, Rentcast reports the average rent in Mohawk, NY is $1,350, with a year-over-year rent change of 38.5%. Per bedroom, the median rent as of July '25 in Mohawk, NY is 4-bedrooms: $1,350. The most common rental property sizes in Mohawk, NY are 2-bedroom and 1-bedroom, accounting for 35.7% and 28.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,350 | $1,350 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $1,350 | $1,350 |
% of Rental Stock
Property Listings — Mohawk, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Mohawk, NY is 48. This is a decrease of -44.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $208,000 | -2.0% |
Listing Count | 12 | -36.0% |
| Listings as % of Homes | 0.5% | -36.0% |
Days on Market | 48 | -44.0% |
Demographics — Mohawk, NY
As of the latest ACS Survey released in 2023, Mohawk, NY has a population of 5,120, which has remained stable by -0.6% over the past 5 years. Mohawk, NY is a moderately popular place for families, as children make up 20.5% of the population. The area has a poorly educated workforce, with 22.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,120 | -0.6% |
% Under 18 | 20.5% | 3.5% |
% Seniors | 21.4% | 3.4% |
% WFH | 7.8% | 95.0% |
% w/ College Degree | 22.6% | 15.9% |
As of the latest ACS Survey released in 2023, Mohawk, NY is a predominantly white area, with 92.3% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Mohawk, NY is hispanic, making up 1.5% of the population. Foreign-born residents account for 2.8% of the population in Mohawk, NY, and this percentage has decreased by 41.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.3% | -1.5% |
% Black | 0.3% | -85.7% |
% Hispanic | 1.5% | -42.3% |
% Asian | 1.3% | 85.7% |
% Foreign Born | 2.8% | -41.7% |
Mortgage and Risk — Mohawk, NY
According to HUD data as of 2023, there were 65 mortgage originations in Mohawk, NY, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Mohawk, NY. Investor activity is low, as 0.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 65 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Mohawk, NY
Mohawk, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 26 |
Total Units Section 8 | 26 |
% Rentals under Section 8 | 4.9% |
% Occupied Section 8 | 87.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $770 |
| 2 Bedroom | N/A | N/A | $960 |
| 3 Bedroom | N/A | N/A | $1,160 |
| 4 Bedroom | $20 | $1,350 | $1,370 |
Affordability — Mohawk, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2 |
| Median Home Price | $166,000 |
| Median Household Income | $72,700 |