Oneida, NY 13421 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Oneida, NY—13421

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$205,000

7.4% YoY Growth

Household Income

$63,700

19.8% YoY Growth

Days on Market

20.0% Longer YoY

Home Price Forecast

3.2%

Median Rent

$1,250

9.0% YoY Growth

1-Bed Rent

$895

1.9% YoY Growth

2-Bed Rent

$1,250

0.0% YoY Growth

3-Bed Rent

$1,800

3.4% YoY Growth

Home Price Trends — Oneida, NY

As of Dec '25, the median home price in Oneida, NY is $205,000, with a year-over-year change of 7.4%. This indicates that home prices in Oneida, NY are increasing. According to Zillow, the 1-year price projection is 3.2%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$205,000	7.4%
Single Family	$206,000	7.3%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Oneida, NY

As of July '25, Rentcast reports the average rent in Oneida, NY is $1,320, with a year-over-year rent change of -9.0%. Per bedroom, the median rent as of July '25 in Oneida, NY is 1-bedrooms: $895, 2-bedrooms: $1,250, 3-bedrooms: $1,800. The most common rental property sizes in Oneida, NY are 1-bedroom and 2-bedroom, accounting for 40.4% and 36.5% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,250	$1,320
Studio Rent	N/A	N/A
1 Bed Rent	$895	$895
2 Bed Rent	$1,250	$1,250
3 Bed Rent	$1,800	$1,800
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

3.2%

1 Bedroom

40.4%

2 Bedrooms

36.5%

3 Bedrooms

13.9%

4 Bedrooms

2.1%

5+ Bedrooms

3.8%

Property Listings — Oneida, NY

As of Dec '25, Realtor.com reports that the median days on market for a home in Oneida, NY is 51. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$202,000	9.0%
Listing Count	37	49.0%
Listings as % of Homes	0.5%	49.0%
Days on Market	68	20.0%

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Demographics — Oneida, NY

As of the latest ACS Survey released in 2023, Oneida, NY has a population of 12,700, which has decreased by -4.1% over the past 5 years. Oneida, NY is a moderately popular place for families, as children make up 19.4% of the population. The area has a moderately educated workforce, with 25.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.

Metric	Latest Census	YoY % Change
Population	12,700	-4.1%
% Under 18	19.4%	-13.4%
% Seniors	21.5%	32.7%
% WFH	7.4%	393.3%
% w/ College Degree	25.6%	10.3%

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As of the latest ACS Survey released in 2023, Oneida, NY is a predominantly white area, with 91.5% of the population identifying as white. The white population has grown by 0.7% in the last 5 years. The second most common race or ethnicity in Oneida, NY is hispanic, making up 2.8% of the population. Foreign-born residents account for 1.5% of the population in Oneida, NY, and this percentage has decreased by 61.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	91.5%	0.7%
% Black	0.7%	-58.8%
% Hispanic	2.8%	-9.7%
% Asian	0.4%	0.0%
% Foreign Born	1.5%	-61.5%

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Mortgage and Risk — Oneida, NY

According to HUD data as of 2023, there were 136 mortgage originations in Oneida, NY, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Oneida, NY. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	136
% Conventional Loans	86.0%
% Government Loans	14.0%
% Investor Loans	4.0%
% Second Loans	0.0%
% Cash Out Refinance	10.0%

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Rentals and Section 8 — Oneida, NY

Oneida, NY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	483
Total Units Section 8	483
% Rentals under Section 8	28.0%
% Occupied Section 8	92.6%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$35	$895	$930
2 Bedroom	-$100	$1,250	$1,150
3 Bedroom	-$400	$1,800	$1,400
4 Bedroom	N/A	N/A	$1,590

Oneida, NY—13421

Key Metrics at a Glance

Home Price Trends — Oneida, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Oneida, NY

% of Rental Stock

Property Listings — Oneida, NY

Demographics — Oneida, NY

Race and Ethnicity

Mortgage and Risk — Oneida, NY

Mortgages

Rentals and Section 8 — Oneida, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Oneida, NY

Home Price to Income Ratio

Oneida, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Sherrill, NY

Wampsville

Peterboro

Munnsville, NY

Verona, NY

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.6
Median Home Price	$205,000
Median Household Income	$63,700

Oneida, NY—13421

Key Metrics at a Glance

Home Price Trends — Oneida, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Oneida, NY

% of Rental Stock

Property Listings — Oneida, NY

Demographics — Oneida, NY

Race and Ethnicity

Mortgage and Risk — Oneida, NY

Mortgages

Rentals and Section 8 — Oneida, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Oneida, NY

Home Price to Income Ratio

Oneida, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Sherrill, NY

Wampsville

Peterboro

Munnsville, NY

Verona, NY

Frequently Asked Questions

What is the average home price in Oneida, NY 13421?

How have home prices in Oneida, NY 13421 changed over the past year?

What is the home price projection for Oneida, NY 13421?

What are the demographics of Oneida, NY 13421?

How long does it take homes to sell in Oneida, NY 13421?

What is the average rent price in Oneida, NY 13421?