Poland, NY—13431
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Poland, NY
As of Oct '25, the median home price in Poland, NY is $246,000, with a year-over-year change of 0.3%. This indicates that home prices in Poland, NY are flat. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $246,000 | 0.3% |
| Single Family | $246,000 | 0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $217,000 | 0.9% |
3 Bed | $254,000 | 0.8% |
4 Bed | $282,000 | 0.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Poland, NY
Poland, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Poland, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Poland, NY is 27. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $234,000 | 26.0% |
Listing Count | 8 | -5.0% |
| Listings as % of Homes | 0.2% | -5.0% |
Days on Market | 27 | -10.0% |
Demographics — Poland, NY
As of the latest ACS Survey released in 2023, Poland, NY has a population of 1,930, which has increased by 8.8% over the past 5 years. Poland, NY is a moderately popular place for families, as children make up 24.8% of the population. The area has a poorly educated workforce, with 23.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,930 | 8.8% |
% Under 18 | 24.8% | -11.1% |
% Seniors | 15.8% | -3.7% |
% WFH | 4.4% | -52.7% |
% w/ College Degree | 23.1% | -18.9% |
As of the latest ACS Survey released in 2023, Poland, NY is a predominantly white area, with 93.9% of the population identifying as white. The white population has grown by 1.3% in the last 5 years. The second most common race or ethnicity in Poland, NY is hispanic, making up 3.4% of the population. Foreign-born residents account for 2.6% of the population in Poland, NY, and this percentage has increased by 62.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.9% | 1.3% |
% Black | 0.3% | -40.0% |
% Hispanic | 3.4% | 183.3% |
% Asian | 1.5% | ∞% |
% Foreign Born | 2.6% | 62.5% |
Mortgage and Risk — Poland, NY
According to HUD data as of 2023, there were 23 mortgage originations in Poland, NY, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Poland, NY. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 23 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Poland, NY
Poland, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 1.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $910 |
| 2 Bedroom | N/A | N/A | $1,140 |
| 3 Bedroom | N/A | N/A | $1,370 |
| 4 Bedroom | N/A | N/A | $1,620 |
Affordability — Poland, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $246,000 |
| Median Household Income | $83,200 |