Williamstown, NY—13493
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Williamstown, NY
As of Oct '25, the median home price in Williamstown, NY is $165,000, with a year-over-year change of -0.1%. This indicates that home prices in Williamstown, NY are flat. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $165,000 | -0.1% |
| Single Family | $165,000 | 1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $156,000 | -1.9% |
3 Bed | $196,000 | 1.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Williamstown, NY
Williamstown, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Williamstown, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Williamstown, NY is 64. This is a decrease of -33.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $335,000 | 15.0% |
Listing Count | 15 | 37.0% |
| Listings as % of Homes | 0.5% | 37.0% |
Days on Market | 64 | -33.0% |
Demographics — Williamstown, NY
As of the latest ACS Survey released in 2023, Williamstown, NY has a population of 2,360, which has increased by 31.4% over the past 5 years. Williamstown, NY is a popular place for families, as children make up 29.6% of the population. The area has a poorly educated workforce, with 13.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,360 | 31.4% |
% Under 18 | 29.6% | 44.4% |
% Seniors | 8.5% | -50.6% |
% WFH | 4.2% | 31.2% |
% w/ College Degree | 13.1% | 35.1% |
As of the latest ACS Survey released in 2023, Williamstown, NY is a predominantly white area, with 94.7% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Williamstown, NY is hispanic, making up 1.8% of the population. Foreign-born residents account for 0.3% of the population in Williamstown, NY, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.7% | -2.5% |
% Black | 0.2% | 100.0% |
% Hispanic | 1.8% | 20.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.3% | -50.0% |
Mortgage and Risk — Williamstown, NY
According to HUD data as of 2023, there were 36 mortgage originations in Williamstown, NY, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Williamstown, NY. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 36 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 0.0% |
% Second Loans | 39.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Williamstown, NY
Williamstown, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | 5.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $910 |
| 2 Bedroom | N/A | N/A | $1,120 |
| 3 Bedroom | N/A | N/A | $1,370 |
| 4 Bedroom | N/A | N/A | $1,540 |
Affordability — Williamstown, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $165,000 |
| Median Household Income | $60,700 |