Black River, NY—13603
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Black River, NY
Home Price Trends — Black River, NY
Black River, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | N/A | N/A |
| Single Family | N/A | N/A |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Black River, NY
Black River, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Black River, NY
Black River, NY lacks sufficient listing trend data for analysis.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | N/A | N/A |
Listing Count | N/A | N/A |
| Listings as % of Homes | N/A | N/A |
Days on Market | N/A | N/A |
Demographics — Black River, NY
As of the latest ACS Survey released in 2023, Black River, NY has a population of 14,000, which has increased by 45.7% over the past 5 years. Black River, NY is a popular place for families, as children make up 34.5% of the population. The area has a moderately educated workforce, with 39.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,000 | 45.7% |
% Under 18 | 34.5% | -9.0% |
% Seniors | 0.1% | 0.0% |
% WFH | 8.1% | 268.2% |
% w/ College Degree | 39.2% | 35.2% |
As of the latest ACS Survey released in 2023, Black River, NY is a predominantly white area, with 60.3% of the population identifying as white. The white population has grown by 17.5% in the last 5 years. The second most common race or ethnicity in Black River, NY is hispanic, making up 18.7% of the population. Foreign-born residents account for 8.8% of the population in Black River, NY, and this percentage has increased by 25.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 60.3% | 17.5% |
% Black | 11.3% | -24.2% |
% Hispanic | 18.7% | -25.8% |
% Asian | 4.1% | 78.3% |
% Foreign Born | 8.8% | 25.7% |
Mortgage and Risk — Black River, NY
According to HUD data as of 2023, there were 11 mortgage originations in Black River, NY, of which 27.0% of loans were conventional mortgages. The average loan-to-value was 98.0%, with 82.0% above 90% LTV (very high). This implies large mortgage risk in Black River, NY. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 11 |
% Conventional Loans | 27.0% |
% Government Loans | 73.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Black River, NY
Black River, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,230 |
| 2 Bedroom | N/A | N/A | $1,610 |
| 3 Bedroom | N/A | N/A | $2,190 |
| 4 Bedroom | N/A | N/A | $2,680 |
Affordability — Black River, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | N/A |
| Median Home Price | N/A |
| Median Household Income | $64,000 |