Cape Vincent, NY—13618
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cape Vincent, NY
As of Oct '25, the median home price in Cape Vincent, NY is $236,000, with a year-over-year change of 1.1%. This indicates that home prices in Cape Vincent, NY are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $236,000 | 1.1% |
| Single Family | $236,000 | 0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $218,000 | 1.9% |
3 Bed | $250,000 | 0.0% |
4 Bed | $289,000 | -1.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cape Vincent, NY
Cape Vincent, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cape Vincent, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Cape Vincent, NY is 135. This is a increase of 74.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 8.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $417,000 | -32.0% |
Listing Count | 24 | 31.0% |
| Listings as % of Homes | 0.3% | 31.0% |
Days on Market | 135 | 74.0% |
Demographics — Cape Vincent, NY
As of the latest ACS Survey released in 2023, Cape Vincent, NY has a population of 1,700, which has increased by 8.5% over the past 5 years. Cape Vincent, NY is a moderately popular place for families, as children make up 21.1% of the population. The area has a moderately educated workforce, with 30.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,700 | 8.5% |
% Under 18 | 21.1% | 24.9% |
% Seniors | 32.3% | 4.5% |
% WFH | 11.8% | 71.0% |
% w/ College Degree | 30.1% | 14.9% |
As of the latest ACS Survey released in 2023, Cape Vincent, NY is a predominantly white area, with 92.2% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Cape Vincent, NY is hispanic, making up 3.0% of the population. Foreign-born residents account for 1.2% of the population in Cape Vincent, NY, and this percentage has decreased by 62.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.2% | -3.3% |
% Black | 0.5% | 25.0% |
% Hispanic | 3.0% | 50.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.2% | -62.5% |
Mortgage and Risk — Cape Vincent, NY
According to HUD data as of 2023, there were 37 mortgage originations in Cape Vincent, NY, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Cape Vincent, NY. Investor activity is low, as 0.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 37 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 0.0% |
% Second Loans | 22.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Cape Vincent, NY
Cape Vincent, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 2.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $940 |
| 2 Bedroom | N/A | N/A | $1,230 |
| 3 Bedroom | N/A | N/A | $1,660 |
| 4 Bedroom | N/A | N/A | $2,010 |
Affordability — Cape Vincent, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $236,000 |
| Median Household Income | $61,500 |