Chaumont, NY—13622
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chaumont, NY
As of Oct '25, the median home price in Chaumont, NY is $239,000, with a year-over-year change of 1.4%. This indicates that home prices in Chaumont, NY are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $239,000 | 1.4% |
| Single Family | $239,000 | 1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $223,000 | 4.7% |
3 Bed | $256,000 | -0.4% |
4 Bed | $270,000 | 0.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Chaumont, NY
As of July '25, Rentcast reports the average rent in Chaumont, NY is $3,000, with a year-over-year rent change of 275.0%. Per bedroom, the median rent as of July '25 in Chaumont, NY is 4-bedrooms: $3,000. The most common rental property sizes in Chaumont, NY are 1-bedroom and 2-bedroom, accounting for 52.5% and 23.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $3,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $3,000 | $3,000 |
% of Rental Stock
Property Listings — Chaumont, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Chaumont, NY is 60. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $353,000 | 15.0% |
Listing Count | 8 | 52.0% |
| Listings as % of Homes | 0.4% | 52.0% |
Days on Market | 60 | 10.0% |
Demographics — Chaumont, NY
As of the latest ACS Survey released in 2023, Chaumont, NY has a population of 2,100, which has decreased by -10.4% over the past 5 years. Chaumont, NY is a popular place for families, as children make up 29.0% of the population. The area has a moderately educated workforce, with 30.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,100 | -10.4% |
% Under 18 | 29.0% | 43.6% |
% Seniors | 23.9% | 39.0% |
% WFH | 5.4% | 1.9% |
% w/ College Degree | 30.0% | 24.0% |
As of the latest ACS Survey released in 2023, Chaumont, NY is a predominantly white area, with 90.0% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Chaumont, NY is black, making up 4.4% of the population. Foreign-born residents account for 4.2% of the population in Chaumont, NY, and this percentage has increased by 90.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.0% | -3.5% |
% Black | 4.4% | 300.0% |
% Hispanic | 2.1% | -34.4% |
% Asian | 0.4% | 33.3% |
% Foreign Born | 4.2% | 90.9% |
Mortgage and Risk — Chaumont, NY
According to HUD data as of 2023, there were 63 mortgage originations in Chaumont, NY, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Chaumont, NY. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 63 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 0.0% |
% Second Loans | 29.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Chaumont, NY
Chaumont, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 6.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $940 |
| 2 Bedroom | N/A | N/A | $1,230 |
| 3 Bedroom | N/A | N/A | $1,660 |
| 4 Bedroom | -$990 | $3,000 | $2,010 |
Affordability — Chaumont, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $239,000 |
| Median Household Income | $78,100 |