Henderson, NY—13650
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Henderson, NY
As of Oct '25, the median home price in Henderson, NY is $259,000, with a year-over-year change of 1.4%. This indicates that home prices in Henderson, NY are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $259,000 | 1.4% |
| Single Family | $260,000 | 0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $267,000 | 2.7% |
3 Bed | $285,000 | 0.0% |
4 Bed | $308,000 | -2.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Henderson, NY
Henderson, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Henderson, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Henderson, NY is 78. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $314,000 | -35.0% |
Listing Count | 10 | 183.0% |
| Listings as % of Homes | 0.5% | 183.0% |
Days on Market | 78 | -10.0% |
Demographics — Henderson, NY
As of the latest ACS Survey released in 2023, Henderson, NY has a population of 1,270, which has decreased by -24.8% over the past 5 years. Henderson, NY is a moderately popular place for families, as children make up 15.1% of the population. The area has a moderately educated workforce, with 27.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,270 | -24.8% |
% Under 18 | 15.1% | -33.8% |
% Seniors | 37.0% | 78.7% |
% WFH | 11.2% | 202.7% |
% w/ College Degree | 27.2% | 12.4% |
As of the latest ACS Survey released in 2023, Henderson, NY is a predominantly white area, with 90.7% of the population identifying as white. The white population has shrunk by 0.8% in the last 5 years. The second most common race or ethnicity in Henderson, NY is hispanic, making up 2.2% of the population. Foreign-born residents account for 2.3% of the population in Henderson, NY, and this percentage has increased by 360.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.7% | -0.8% |
% Black | 0.5% | 25.0% |
% Hispanic | 2.2% | -37.1% |
% Asian | 1.3% | ∞% |
% Foreign Born | 2.3% | 360.0% |
Mortgage and Risk — Henderson, NY
According to HUD data as of 2023, there were 50 mortgage originations in Henderson, NY, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Henderson, NY. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 50 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 0.0% |
% Second Loans | 26.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Henderson, NY
Henderson, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 23 |
Total Units Section 8 | 0 |
% Rentals under Section 8 | 0.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $940 |
| 2 Bedroom | N/A | N/A | $1,230 |
| 3 Bedroom | N/A | N/A | $1,660 |
| 4 Bedroom | N/A | N/A | $2,010 |
Affordability — Henderson, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $259,000 |
| Median Household Income | $91,500 |