Lisbon, NY—13658
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lisbon, NY
As of Oct '25, the median home price in Lisbon, NY is $161,000, with a year-over-year change of 2.6%. This indicates that home prices in Lisbon, NY are increasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $161,000 | 2.6% |
| Single Family | $162,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $155,000 | 1.3% |
3 Bed | $170,000 | 3.7% |
4 Bed | $173,000 | 1.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lisbon, NY
Lisbon, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lisbon, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Lisbon, NY is 75. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,070,000 | 318.0% |
Listing Count | 3 | -60.0% |
| Listings as % of Homes | 0.6% | -60.0% |
Days on Market | 75 | 30.0% |
Demographics — Lisbon, NY
As of the latest ACS Survey released in 2023, Lisbon, NY has a population of 2,030, which has decreased by -11.4% over the past 5 years. Lisbon, NY is a moderately popular place for families, as children make up 21.3% of the population. The area has a poorly educated workforce, with 21.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,030 | -11.4% |
% Under 18 | 21.3% | -15.8% |
% Seniors | 25.8% | 47.4% |
% WFH | 10.0% | 132.6% |
% w/ College Degree | 21.2% | 45.2% |
As of the latest ACS Survey released in 2023, Lisbon, NY is a predominantly white area, with 97.0% of the population identifying as white. The white population has grown by 0.7% in the last 5 years. The second most common race or ethnicity in Lisbon, NY is black, making up 0.0% of the population. Foreign-born residents account for 1.9% of the population in Lisbon, NY, and this percentage has decreased by 38.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.0% | 0.7% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.9% | -38.7% |
Mortgage and Risk — Lisbon, NY
According to HUD data as of 2023, there were 21 mortgage originations in Lisbon, NY, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Lisbon, NY. Investor activity is low, as 0.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 21 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 0.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Lisbon, NY
Lisbon, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $860 |
| 2 Bedroom | N/A | N/A | $1,100 |
| 3 Bedroom | N/A | N/A | $1,330 |
| 4 Bedroom | N/A | N/A | $1,460 |
Affordability — Lisbon, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $161,000 |
| Median Household Income | $62,100 |