Potsdam, NY—13676
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Potsdam, NY
Home Price Trends — Potsdam, NY
As of Oct '25, the median home price in Potsdam, NY is $173,000, with a year-over-year change of 4.9%. This indicates that home prices in Potsdam, NY are increasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $173,000 | 4.9% |
| Single Family | $174,000 | 5.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $101,000 | -2.9% |
2 Bed | $131,000 | 3.1% |
3 Bed | $179,000 | 4.7% |
4 Bed | $210,000 | 6.6% |
| 5 Bed | $211,000 | 6.0% |
% of Housing Stock
Rental Trends — Potsdam, NY
As of July '25, Rentcast reports the average rent in Potsdam, NY is $1,310, with a year-over-year rent change of 3.1%. Per bedroom, the median rent as of July '25 in Potsdam, NY is studios: $625, 1-bedrooms: $851, 2-bedrooms: $1,240, 3-bedrooms: $1,600, 4-bedrooms: $2,400. The most common rental property sizes in Potsdam, NY are 1-bedroom and 2-bedroom, accounting for 33.6% and 24.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,050 | $1,310 |
| Studio Rent | $625 | $625 |
| 1 Bed Rent | $765 | $851 |
| 2 Bed Rent | $1,200 | $1,240 |
| 3 Bed Rent | $1,600 | $1,600 |
| 4 Bed Rent | $2,400 | $2,400 |
% of Rental Stock
Property Listings — Potsdam, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Potsdam, NY is 116. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $244,000 | 12.0% |
Listing Count | 63 | 12.0% |
| Listings as % of Homes | 0.5% | 12.0% |
Days on Market | 116 | 35.0% |
Demographics — Potsdam, NY
As of the latest ACS Survey released in 2023, Potsdam, NY has a population of 13,400, which has decreased by -21.2% over the past 5 years. Potsdam, NY is a moderately popular place for families, as children make up 18.6% of the population. The area has a moderately educated workforce, with 40.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,400 | -21.2% |
% Under 18 | 18.6% | 22.4% |
% Seniors | 16.4% | 43.9% |
% WFH | 7.1% | 65.1% |
% w/ College Degree | 40.4% | -3.1% |
As of the latest ACS Survey released in 2023, Potsdam, NY is a predominantly white area, with 90.2% of the population identifying as white. The white population has grown by 2.6% in the last 5 years. The second most common race or ethnicity in Potsdam, NY is asian, making up 3.0% of the population. Foreign-born residents account for 6.8% of the population in Potsdam, NY, and this percentage has decreased by 5.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.2% | 2.6% |
% Black | 1.9% | -48.6% |
% Hispanic | 2.3% | -43.9% |
% Asian | 3.0% | 30.4% |
% Foreign Born | 6.8% | -5.6% |
Mortgage and Risk — Potsdam, NY
According to HUD data as of 2023, there were 86 mortgage originations in Potsdam, NY, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Potsdam, NY. Investor activity is low, as 5.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 86 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 5.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Potsdam, NY
Potsdam, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 361 |
Total Units Section 8 | 361 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 92.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $105 | $765 | $870 |
| 2 Bedroom | -$90 | $1,200 | $1,110 |
| 3 Bedroom | -$260 | $1,600 | $1,340 |
| 4 Bedroom | -$930 | $2,400 | $1,470 |
Affordability — Potsdam, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $173,000 |
| Median Household Income | $56,900 |