Star Lake, NY—13690
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Star Lake, NY
As of Oct '25, the median home price in Star Lake, NY is $93,000, with a year-over-year change of 0.2%. This indicates that home prices in Star Lake, NY are flat. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $93,000 | 0.2% |
| Single Family | $92,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $64,000 | 0.0% |
3 Bed | $99,000 | 1.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Star Lake, NY
Star Lake, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Star Lake, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Star Lake, NY is 32. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $160,000 | 71.0% |
Listing Count | 4 | -68.0% |
| Listings as % of Homes | 0.8% | -68.0% |
Days on Market | 32 | -5.0% |
Demographics — Star Lake, NY
As of the latest ACS Survey released in 2023, Star Lake, NY has a population of 651, which has decreased by -22.0% over the past 5 years. Star Lake, NY is a moderately popular place for families, as children make up 23.0% of the population. The area has a moderately educated workforce, with 26.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 651 | -22.0% |
% Under 18 | 23.0% | 9.0% |
% Seniors | 17.7% | -36.8% |
% WFH | 18.8% | 74.1% |
% w/ College Degree | 26.8% | 106.2% |
As of the latest ACS Survey released in 2023, Star Lake, NY is a predominantly white area, with 82.3% of the population identifying as white. The white population has shrunk by 12.7% in the last 5 years. The second most common race or ethnicity in Star Lake, NY is hispanic, making up 6.3% of the population. Foreign-born residents account for 1.7% of the population in Star Lake, NY, and this percentage has decreased by 26.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.3% | -12.7% |
% Black | 4.0% | 900.0% |
% Hispanic | 6.3% | 472.7% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.7% | -26.1% |
Mortgage and Risk — Star Lake, NY
According to HUD data as of 2023, there were 21 mortgage originations in Star Lake, NY, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Star Lake, NY. Investor activity is low, as 0.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 21 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 0.0% |
% Second Loans | 43.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Star Lake, NY
Star Lake, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 24 |
Total Units Section 8 | 24 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $730 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,120 |
| 4 Bedroom | N/A | N/A | $1,240 |
Affordability — Star Lake, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.5 |
| Median Home Price | $93,000 |
| Median Household Income | $58,600 |