Afton, NY—13730
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Afton, NY
Afton, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $162,000 | 3.0% |
| Single Family | $162,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $141,000 | 2.2% |
3 Bed | $169,000 | 3.7% |
4 Bed | $189,000 | 6.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Afton, NY
As of July '25, Rentcast reports the average rent in Afton, NY is $924, with a year-over-year rent change of 15.5%. Per bedroom, the median rent as of July '25 in Afton, NY is 1-bedrooms: $858, 2-bedrooms: $1,040, 3-bedrooms: $895. The most common rental property sizes in Afton, NY are 3-bedroom and 1-bedroom, accounting for 32.6% and 26.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $895 | $924 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $875 | $858 |
| 2 Bed Rent | $975 | $1,040 |
| 3 Bed Rent | $895 | $895 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Afton, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Afton, NY is 45. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $260,000 | 30.0% |
Listing Count | 14 | -19.0% |
| Listings as % of Homes | 0.8% | -19.0% |
Days on Market | 45 | 8.0% |
Demographics — Afton, NY
As of the latest ACS Survey released in 2023, Afton, NY has a population of 2,760, which has increased by 3.0% over the past 5 years. Afton, NY is a moderately popular place for families, as children make up 16.2% of the population. The area has a poorly educated workforce, with 12.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,760 | 3.0% |
% Under 18 | 16.2% | -0.6% |
% Seniors | 25.8% | 16.2% |
% WFH | 7.6% | -46.5% |
% w/ College Degree | 12.2% | -5.4% |
As of the latest ACS Survey released in 2023, Afton, NY is a predominantly white area, with 93.1% of the population identifying as white. The white population has shrunk by 2.0% in the last 5 years. The second most common race or ethnicity in Afton, NY is hispanic, making up 1.9% of the population. Foreign-born residents account for 2.2% of the population in Afton, NY, and this percentage has decreased by 24.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.1% | -2.0% |
% Black | 0.4% | -69.2% |
% Hispanic | 1.9% | 0.0% |
% Asian | 0.9% | 12.5% |
% Foreign Born | 2.2% | -24.1% |
Mortgage and Risk — Afton, NY
According to HUD data as of 2023, there were 13 mortgage originations in Afton, NY, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Afton, NY. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 13 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Afton, NY
Afton, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$55 | $875 | $820 |
| 2 Bedroom | $55 | $975 | $1,030 |
| 3 Bedroom | $455 | $895 | $1,350 |
| 4 Bedroom | N/A | N/A | $1,480 |
Affordability — Afton, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $162,000 |
| Median Household Income | $61,500 |