Bainbridge, NY—13733
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bainbridge, NY
Bainbridge, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $162,000 | 1.9% |
| Single Family | $162,000 | 1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $137,000 | 0.0% |
3 Bed | $168,000 | 1.8% |
4 Bed | $195,000 | 2.1% |
| 5 Bed | $203,000 | 1.5% |
% of Housing Stock
Rental Trends — Bainbridge, NY
As of July '25, Rentcast reports the average rent in Bainbridge, NY is $975, with a year-over-year rent change of 8.3%. Per bedroom, the median rent as of July '25 in Bainbridge, NY is 2-bedrooms: $975. The most common rental property sizes in Bainbridge, NY are 3-bedroom and 2-bedroom, accounting for 43.4% and 28.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $975 | $975 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $975 | $975 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bainbridge, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Bainbridge, NY is 96. This is a increase of 41.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $223,000 | -8.0% |
Listing Count | 24 | -1.0% |
| Listings as % of Homes | 1.2% | -1.0% |
Days on Market | 96 | 41.0% |
Demographics — Bainbridge, NY
As of the latest ACS Survey released in 2023, Bainbridge, NY has a population of 5,260, which has increased by 8.3% over the past 5 years. Bainbridge, NY is a moderately popular place for families, as children make up 18.7% of the population. The area has a poorly educated workforce, with 20.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,260 | 8.3% |
% Under 18 | 18.7% | -13.0% |
% Seniors | 21.3% | -0.5% |
% WFH | 6.0% | 30.4% |
% w/ College Degree | 20.5% | -4.2% |
As of the latest ACS Survey released in 2023, Bainbridge, NY is a predominantly white area, with 96.1% of the population identifying as white. The white population has shrunk by 1.0% in the last 5 years. The second most common race or ethnicity in Bainbridge, NY is hispanic, making up 0.9% of the population. Foreign-born residents account for 1.3% of the population in Bainbridge, NY, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.1% | -1.0% |
% Black | 0.5% | 150.0% |
% Hispanic | 0.9% | 12.5% |
% Asian | 0.4% | 300.0% |
% Foreign Born | 1.3% | 0.0% |
Mortgage and Risk — Bainbridge, NY
According to HUD data as of 2023, there were 71 mortgage originations in Bainbridge, NY, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 81.0%, with 54.0% above 90% LTV (very high). This implies large mortgage risk in Bainbridge, NY. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 71 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 1.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Bainbridge, NY
Bainbridge, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 26 |
Total Units Section 8 | 26 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 92.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $860 |
| 2 Bedroom | $25 | $975 | $1,000 |
| 3 Bedroom | N/A | N/A | $1,360 |
| 4 Bedroom | N/A | N/A | $1,490 |
Affordability — Bainbridge, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $162,000 |
| Median Household Income | $59,000 |