Deposit, NY 13754 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Deposit, NY—13754

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$171,000

0.3% YoY Growth

Household Income

$59,600

47.4% YoY Growth

Days on Market

146

30.0% Longer YoY

Home Price Forecast

N/A

Median Rent

N/A

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Deposit, NY

Deposit, NY lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$171,000	-0.3%
Single Family	$171,000	-0.6%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Deposit, NY

Deposit, NY lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	N/A	N/A
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

33.2%

2 Bedrooms

37.3%

3 Bedrooms

15.4%

4 Bedrooms

12.4%

5+ Bedrooms

1.7%

Property Listings — Deposit, NY

As of Dec '25, Realtor.com reports that the median days on market for a home in Deposit, NY is 112. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$442,000	3.0%
Listing Count	14	-25.0%
Listings as % of Homes	1.5%	-25.0%
Days on Market	146	30.0%

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Demographics — Deposit, NY

As of the latest ACS Survey released in 2023, Deposit, NY has a population of 2,790, which has decreased by -13.6% over the past 5 years. Deposit, NY is a moderately popular place for families, as children make up 20.7% of the population. The area has a poorly educated workforce, with 14.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.9% reporting working from home.

Metric	Latest Census	YoY % Change
Population	2,790	-13.6%
% Under 18	20.7%	-1.0%
% Seniors	26.7%	11.3%
% WFH	7.9%	23.4%
% w/ College Degree	14.4%	-9.4%

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As of the latest ACS Survey released in 2023, Deposit, NY is a predominantly white area, with 95.3% of the population identifying as white. The white population has grown by 1.4% in the last 5 years. The second most common race or ethnicity in Deposit, NY is hispanic, making up 1.6% of the population. Foreign-born residents account for 2.8% of the population in Deposit, NY, and this percentage has increased by 75.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	95.3%	1.4%
% Black	0.6%	-45.5%
% Hispanic	1.6%	-33.3%
% Asian	0.4%	-20.0%
% Foreign Born	2.8%	75.0%

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Mortgage and Risk — Deposit, NY

According to HUD data as of 2023, there were 59 mortgage originations in Deposit, NY, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Deposit, NY. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	59
% Conventional Loans	86.0%
% Government Loans	14.0%
% Investor Loans	0.0%
% Second Loans	24.0%
% Cash Out Refinance	8.0%

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Rentals and Section 8 — Deposit, NY

Deposit, NY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	111
Total Units Section 8	111
% Rentals under Section 8	45.6%
% Occupied Section 8	88.3%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$830
2 Bedroom	N/A	N/A	$1,030
3 Bedroom	N/A	N/A	$1,350
4 Bedroom	N/A	N/A	$1,480

Deposit, NY—13754

Key Metrics at a Glance

Home Price Trends — Deposit, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Deposit, NY

% of Rental Stock

Property Listings — Deposit, NY

Demographics — Deposit, NY

Race and Ethnicity

Mortgage and Risk — Deposit, NY

Mortgages

Rentals and Section 8 — Deposit, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Deposit, NY

Home Price to Income Ratio

Deposit, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Nineveh, NY

Afton, NY

Sidney, NY

Windsor, NY

Bainbridge, NY

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.5
Median Home Price	$171,000
Median Household Income	$59,600

Deposit, NY—13754

Key Metrics at a Glance

Home Price Trends — Deposit, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Deposit, NY

% of Rental Stock

Property Listings — Deposit, NY

Demographics — Deposit, NY

Race and Ethnicity

Mortgage and Risk — Deposit, NY

Mortgages

Rentals and Section 8 — Deposit, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Deposit, NY

Home Price to Income Ratio

Deposit, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Nineveh, NY

Afton, NY

Sidney, NY

Windsor, NY

Bainbridge, NY

Frequently Asked Questions

What is the average home price in Deposit, NY 13754?

How have home prices in Deposit, NY 13754 changed over the past year?

What is the home price projection for Deposit, NY 13754?

What are the demographics of Deposit, NY 13754?

How long does it take homes to sell in Deposit, NY 13754?

What is the average rent price in Deposit, NY 13754?