Deposit, NY—13754
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Deposit, NY
Deposit, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $169,000 | 0.3% |
| Single Family | $169,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $165,000 | 3.1% |
3 Bed | $191,000 | 2.1% |
4 Bed | $200,000 | -0.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Deposit, NY
Deposit, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Deposit, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Deposit, NY is 84. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $279,000 | -2.0% |
Listing Count | 19 | -15.0% |
| Listings as % of Homes | 1.5% | -15.0% |
Days on Market | 84 | 3.0% |
Demographics — Deposit, NY
As of the latest ACS Survey released in 2023, Deposit, NY has a population of 2,790, which has decreased by -13.6% over the past 5 years. Deposit, NY is a moderately popular place for families, as children make up 20.7% of the population. The area has a poorly educated workforce, with 14.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,790 | -13.6% |
% Under 18 | 20.7% | -1.0% |
% Seniors | 26.7% | 11.3% |
% WFH | 7.9% | 23.4% |
% w/ College Degree | 14.4% | -9.4% |
As of the latest ACS Survey released in 2023, Deposit, NY is a predominantly white area, with 95.3% of the population identifying as white. The white population has grown by 1.4% in the last 5 years. The second most common race or ethnicity in Deposit, NY is hispanic, making up 1.6% of the population. Foreign-born residents account for 2.8% of the population in Deposit, NY, and this percentage has increased by 75.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.3% | 1.4% |
% Black | 0.6% | -45.5% |
% Hispanic | 1.6% | -33.3% |
% Asian | 0.4% | -20.0% |
% Foreign Born | 2.8% | 75.0% |
Mortgage and Risk — Deposit, NY
According to HUD data as of 2023, there were 59 mortgage originations in Deposit, NY, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Deposit, NY. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 59 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 0.0% |
% Second Loans | 24.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Deposit, NY
Deposit, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 111 |
Total Units Section 8 | 111 |
% Rentals under Section 8 | 45.6% |
% Occupied Section 8 | 88.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $1,030 |
| 3 Bedroom | N/A | N/A | $1,350 |
| 4 Bedroom | N/A | N/A | $1,480 |
Affordability — Deposit, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $169,000 |
| Median Household Income | $59,600 |